What other bap c Study guides, Class notes & Summaries

Texas Property & Casualty Insurance Exam Already Solved (Graded A+) Which part of an insurance policy describes the responsibilities and obligations of both the insurance company and the insured under the policy? - Conditions The limits of liability are found in which of the following sections of a casualty policy? - Declarations The _____ page in an insurance contract contains information about the risk, the effective date of coverage, deductible, premium amounts, coinsurance percentag...

A single Declarations page common to all coverages A single conditions section common to all coverages - Answer A commercial package policy always includes Send the insured a reservation of rights letter - Answer If the insured fails to report claim in a timely fashion, the adjuster will immediately ___ $1000 per person - Answer The basic limit for coverage F-medical payments of the standard homeowners form is normally $250 - Answer The CGL provides up to ___per day for loss of earning...

hotel's penthouse suite, the insured uses room service, always choosing the most expensive food and wine. The entire stay costs $12,000. How much of that amount will the policy cover? - ANSWERS,$10,000 An insured has a $40,000 dwelling special form (DP-3) policy. After hosting an afternoon party, the insured discovers that the family's credit cards and ATM cards are missing. If the cards are used, what coverage is provided under Coverage C-Personal Property and why? - ANSWERS,$0 An in...

Biod 171 Microbiology Lab Exams 1-8 Review Lecture Exams Answer the following questions. 1. At what temperature is the fixed incubator set to, as presented in the lab video? 37°C 2. At what temperature should you refrigerate bacterial samples? Explain why this is beneficial. 4°C. This temperature slows bacterial growth and prolongs the life of the sample. 3. What are the FOUR types of gloves presented in the lab video? Latex, Nitrile, Thermal cold, Th...

Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the event of a loss, the insured must notify - Answer Any of the insurers providing coverage. The policy conditions define - Answer How parties to the contract must act following a loss. Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT - Answer Conditions. The value placed on property insured u...

The Standard Fire policy has 4 main parts. They are: - ANSWER Declarations, Insuring Agreement, Conditions, and Exclusions Coverage L in a Personal Liability Supplement provides: - ANSWER coverage for both bodily injury and property damage to a third party for which the insured is legally liable. In which section of the Standard Fire Policy would one find the following subsection titled: "Duties of the Insured after an Occurrence"? - ANSWER Conditions An unendorsed Dwelling Policy is ...

During a storm, heavy winds cause a tree limb to break and fall onto Paul's house, causing $6,500 in damage. Paul's insurance company now considers his house: - Answer- A Loss Which of the following best describes a "risk," according to the insurance definition? - Answer- A potential for financial loss A lion at a zoo escaped when a zoo employee failed to follow protocol. The lion injured a zoo patron. In court, the injured patron's lawyer could invoke the doctrine of: - Answer- Res I...

In New York, insurers must maintain records pertaining to claims, rating, underwriting, marketing and other pertinent information for a period of: The law requires that these records be maintained for inspection and/or review for at least six years. Which of the following relieves the financial burden on the claimant by making certain payments to the claimant even before the claim is negotiated? Advance Payment. EXPLANATION: Most adjusters are given the authority to make advance pay...

True or False: Differential media is best suited for distinguishing between two similar species ofbacteria. True. Growth media does not contain restrictive factors, while selective media is best used toencourage the growth of one microbe while simultaneously discouraging the growth of the other. Since two similar species of microbes are being studied they must be differentiated under similar but just slightly different conditions (differential media). 2. A researcher is asked to determine i...

Portage Learning: Microbiology Module 5 Questions and Answers Define the concept of universal precautions. Universal precautions means any and all samples, whether known or unknown, are to be treated as potentially hazardous (or pathogenic) materials. What would a researcher be certain to note while analyzing a microbial sample? 1. Size and shape 2. Any observable motility 3. Gram status (positive or negative) 4. The presence of any chemical reactions 5. Changes in color localized to the organi...