Personal auto policy pap Study guides, Class notes & Summaries
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Personal Lines Insurance Practice Exam Questions and Answers Graded A+
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Personal Lines Insurance Practice Exam 
Questions and Answers Graded A+ 
 
Bobby, age 16, borrows his parents' car without their permission and gets into an accident. 
Which of the following statements about coverage under the parents' personal auto policy is 
CORRECT? 
 
A) Bobby is covered by his parents' policy because he is included in the definition of named 
insured. 
B) Bobby is not covered for this accident because he used the car without permission. 
C) Bobby is not covered because i...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Verified!
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RMIN 4000 UGA Test 3| Questions and AnswerAuto Insurance - ANSWER--6 or 12 month policy 
-premiums usually paid monthly or quarterly 
 
5 general types of auto coverage - ANSWER-1. liability 
2. damage 
3. uninsured motorist 
4. medical payments 
5. convenience coverage 
 
Personal Auto Policy (PAP) - ANSWER---3rd party coverages (payments to someone else): 
•Part A: Liability Coverage (required by state) 
--1st party coverages (payments to you): 
•Part B: Medical Payments Coverage 
•Part ...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam with Complete Solutions
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Guarantee ExamFX, Idaho Personal 
Lines Simulation Exam with Complete 
 
Solutions 
 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property 
covered by a dwelling policy. How many deductibles will the insured have to pay before the 
policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
 
3. Two 
 
4. Three one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm i...
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers 100% Pass
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RMIN 4000 Exam 3 - Topics 8,9,10 
Questions and Answers 100% Pass 
 
How long is an auto insurance policy? usually 6 or 12 months 
 
Who writes auto insurance policies? ISO 
 
What is ISO? Insurance Services Office 
 
Five General Types of Coverage for Auto Insurance 1. Liability 
2. Uninsured Motorist 
3. Medical Payments 
4. Damage 
5. Convenience Coverage 
 
When is liability coverage implemented in auto? when you have a liability to a 3rd party for 
property damage (PD) or bodily injury (BI)...
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Idaho exam 2023 with 100% correct answers
- Exam (elaborations) • 69 pages • 2023
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In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - correct answer one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement being towed behind the insured's pickup. 
3. A nonowned tempor...
Too much month left at the end of the money?
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Guarantee ExamFX Questions With Complete Solutions
- Exam (elaborations) • 23 pages • 2023
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In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three correct answer: one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement being towed behind the insured's pickup. 
3. A nonowned temporar...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Accurate!
- Exam (elaborations) • 17 pages • 2024
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Auto Insurance - ANSWER--6 or 12 month policy 
-premiums usually paid monthly or quarterly 
 
5 general types of auto coverage - ANSWER-1. liability 
2. damage 
3. uninsured motorist 
4. medical payments 
5. convenience coverage 
 
Personal Auto Policy (PAP) - ANSWER---3rd party coverages (payments to someone else): 
•Part A: Liability Coverage (required by state) 
--1st party coverages (payments to you): 
•Part B: Medical Payments Coverage 
•Part C: Uninsured Motorists Coverage 
•Part D...
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AINS 102 Questions And Answers Latest 2024-2025 Graded A+.
- Exam (elaborations) • 53 pages • 2024
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AINS 102 Questions And Answers Latest Graded A+. All of the following items are examples of personal property, EXCEPT: 
Select one: 
A. Sports equipment 
B. Silverware 
C. A fishing boat 
D. Underground pipes: Underground pipes 
2. Which one of the following statements regarding assets exposed to loss is 
true? 
Select one: 
A. Real property includes only tangible property.Correct. All real property is 
tangible property having a physical form that can be seen or touched. Personalprop...
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CIC - Commercial Casualty (Business Automobile Coverages and Endorsements) actual exam with 100% correct answers(latest update)
- Exam (elaborations) • 29 pages • 2024
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Auto 
o A land motor vehicle; trailer or semitrailer designed for travel on public roads 
o Land vehicle subject to a compulsory, financial responsibility, or other motor vehicle insurance law where licensed or principally garaged 
o Does not include mobile equipment as defined 
 
 
 
Trailer 
Includes semitrailer 
 
 
 
Mobile equipment 
o Paragraph 6 of the definition specifically identifies several types of self‐propelled vehicles that are considered autos and not mobile equipment 
o a. Sel...
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WEBCE Lowa Casualty Practice Exam Questions |100 Questions and Answers (Graded A)
- Exam (elaborations) • 9 pages • 2024
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WEBCE Lowa Casualty Practice Exam questions |100 Questions and Answers (Graded A)WEBCE Lowa Casualty Practice Exam questions |100 Questions and Answers (Graded A)WEBCE Lowa Casualty Practice Exam questions |100 Questions and Answers (Graded A) 
 
An insured would be prudent to rely upon health insurance to cover injuries sustained in an auto accident because medical payments coverage under a personal auto policy. (PAP - ANSWER-has relatively low limits 
 
If a group of insureds are rated by clas...
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