Mortgage agent Study guides, Class notes & Summaries
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![California Legal Aspects of Real Estate Final Exam (Already Graded with a pass rate of 97%)](/docpics/2922062/6490008565997_2922062_121_171.jpeg)
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California Legal Aspects of Real Estate Final Exam (Already Graded with a pass rate of 97%)
- Exam (elaborations) • 25 pages • 2023
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California Legal Aspects of Real Estate Final Exam (Already Graded with a pass rate of 97%) 
California Legal Aspects of Real Estate Final 
Exam (Already Graded with a pass rate of 
97%) 
A promissory note is: 
a. evidence of the debt 
b. evidence of a sale 
c. a security interest in the property for the lender 
d. the same as a mortgage or trust deed 
a. evidence of the debt 
In order to be considered an emancipated minor and have the capacity to contract, 
a minor must: 
a. be married, widow...
![Nevada Real Estate Exam Questions and Answers (Graded A)](/docpics/3275049/64e07bb3c93b4_3275049_121_171.jpeg)
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Nevada Real Estate Exam Questions and Answers (Graded A)
- Exam (elaborations) • 37 pages • 2023
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Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)What is the minimum balance of the real estate education, research, and recovery fund? 
A) $300,000. 
B) $100,000. 
C) $250,000. 
D) $500,000. - ANSWER-a 
 
2. How long after the signing of a contract for the purchase of a lot in NV or anywhere else may the purchaser cancel t...
![Champions Real Estate Marketing SAE Exam with complete solutions](/docpics/641dd87ee9dab_2511489.jpg)
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Champions Real Estate Marketing SAE Exam with complete solutions
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Most common reason a property fails to sell is - Answer- price 
 
Matching human needs with goods or services to meet those needs is the process of - Answer- marketing 
 
_____________________ is a key personality trait of a successful agent - Answer- problem solving 
 
3 Ways Sales Agents Add Value to the Buying Process - Answer- Counseling, Negotiating, and Managing the transaction 
 
Four P's of marketing real estate - Answer- product, promotion, price and place 
 
How can you know your prod...
![Mortgage Agent Final Exam prep 2024/2025](/docpics/4898798/660c172e259f5_4898798_121_171.jpeg)
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Mortgage Agent Final Exam prep 2024/2025
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Mortgage Agent Final Exam prep 2024/2025 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents 
from an applicant. - answera) T4: typically when a Borrower has salaried or hourly 
employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still employed 
and that the YT...
![RECA Fundamentals of Mortgage Brokerage 2023 Exam](/docpics/3082456/64b6407b6a7eb_3082456_121_171.jpeg)
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RECA Fundamentals of Mortgage Brokerage 2023 Exam
- Exam (elaborations) • 41 pages • 2023
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Which of the following is part of RECA's commitment to consumer protection? - AnswerWhat are some benefits that mortgage brokerage trade associations offer their 
members? - Answer- Licensing Standards for mortgage industry members 
Which entity has the authority to amend the Act? - Answer- Provincial Legislators 
Which of the following represents an accountability mechanism that RECA must comply 
with under the Act? - Answer- Previous Fiscal year 
In addition to mortgage brokerage trade associ...
![Mortgage Agent Final Exam prep | 101 questions and answers 2023/24](/docpics/3525924/6516d12c24dd3_3525924_121_171.jpeg)
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Mortgage Agent Final Exam prep | 101 questions and answers 2023/24
- Exam (elaborations) • 11 pages • 2023
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Mortgage Agent Final Exam prep | 101 questions and answers 2023/24 
 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents from an applicant. - a) T4: typically when a Borrower has salaried or hourly employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still empl...
![California Legal Aspects of Real Estate Final Exam 2022 (Answered)](/docpics/639df60d6f279_2186856.jpg)
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California Legal Aspects of Real Estate Final Exam 2022 (Answered)
- Exam (elaborations) • 17 pages • 2022
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California Legal Aspects of Real Estate Final Exam 2022 (Answered) A promissory note is: a. evidence of the debt b. evidence of a sale c. a security inte rest in the property for the lender d. the same as a mortgage or trust deed In order to be considered an emancipated minor and have the capacity to contract, a minor must: a. be married, widowed, or divorced; have entered military service on active duty; or have received a declaration of emancipation from a court b. just state that he is an ema...
![Mortgage Agent Final Exam prep 2024/2025](/docpics/5008889/661d4b8f52b8a_5008889_121_171.jpeg)
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Mortgage Agent Final Exam prep 2024/2025
- Exam (elaborations) • 15 pages • 2024
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- $12.49
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Mortgage Agent Final Exam prep 2024/2025 
1. Briefly describe when a Mortgage Agent would be required to obtain the following documents 
from an applicant. - answera) T4: typically when a Borrower has salaried or hourly 
employment income 
b) T4A: typically when a Borrower has commission income 
c) Job Letter: typically when a Borrower's income or position information is required 
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still employed 
and that the YT...
![NYS Real Estate Exam 2024](/docpics/4309347/65affef9d0079_4309347_121_171.jpeg)
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NYS Real Estate Exam 2024
- Exam (elaborations) • 27 pages • 2024
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NYS Real Estate Exam 2024 
Which of the following is considered a fixed operating expense? utilities, cleaning expenses, 
insurance premiums, management fees. - Answer ️️ -Insurance Premiums 
What is overage rent? - Answer ️️ -Rent calculated on a percentage of sales volume 
what is the amount a buyer owes at closing equal to? - Answer ️️ -The excess of the buyers 
debits over the buyers credits 
real estate agents are typically what kind of agent - Answer ️️ -special agent 
what...
![Mortgage Agent Final Exam Practice Questions With Answers (2023/2024) Graded A+](/docpics/3219395/64d38c7029b52_3219395_121_171.jpeg)
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Mortgage Agent Final Exam Practice Questions With Answers (2023/2024) Graded A+
- Exam (elaborations) • 48 pages • 2023
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Mortgage Administrator - ANSWER An individual or entity that enforces 
payments by borrowers ON BEHALF OF LENDERS OR INVESTORS. Mortgage 
Administrators must be licensed. 
Public Register of licensees - ANSWER A registry required to be maintained by 
FSCO that provides access to licensee information 
Regulated activities - ANSWER As defined by the MBLAA, any activities that 
require a license which are currently listed as dealing or trading in mortgages and 
mortgage lending 
Tied Selling - ANSW...
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