Mip section 2 Study guides, Class notes & Summaries
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NMLS SAFE EXAM 2024 with Guaranteed Accurate Answers
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What does TILA stand for? - correct answer Truth-In-Lending Act, Regulation Z 
 
What is a HELOC loan? - correct answer a secured loan in that you are borrowing against the equity that has been built in your house 
 
What is a REFI loan? - correct answer 
 
LTV stands for - correct answer Loan to Value 
 
Define PMI and state what the acronym stands for. - correct answer Private mortgage insurance- on conventional loans 
 
Define one time variable funding fee and people in what situations is it...
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California Real Estate Exam Multiple Choice Questions & Answers
- Exam (elaborations) • 126 pages • 2023
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An appraiser's definition of "Value" would be: 
 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. relationship between the thing desired and the potential purchaser. 
d. all of the above. - ANSWERd. all of the above. 
 
These are elements of value. 
 
Which of the following abbreviations is associated with the FHA? 
 
a. NAR 
b. CPM 
c. MIP/MMI 
d. MBA - ANSWERc. MIP/MMI 
 
MIP - Mortgage...
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NMLS SAFE EXAM 2023-2024 QUESTIONS WITH SOLUTIONS
- Exam (elaborations) • 15 pages • 2024
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NMLS SAFE EXAM QUESTIONS WITH SOLUTIONS 
 What does TILA stand for? 
Truth-In-Lending Act, Regulation Z 
 
 
 
What is a HELOC loan? 
a secured loan in that you are borrowing against the equity that has been built in your house 
 
 
 
 
What is a REFI loan? 
 
 
 
LTV stands for 
Loan to Value 
 
 
 
Define PMI and state what the acronym stands for. 
Private mortgage insurance- on conventional loans 
 
 
 
Define one time variable funding fee and people in what situations is it waived for? 
Dis...
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California Real Estate Exam Multiple Choice Questions Already Graded A+
- Exam (elaborations) • 180 pages • 2024
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California Real Estate Exam Multiple Choice Questions Already Graded A+ 
An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. relationship between 
the thing desired and the potential purchaser. 
d. all of the above. d. all of the above. 
These are elements of value. 
Which of the following abbreviations is associated with the FHA? 
a. NA...
-
California Real Estate Exam Multiple Choice Questions with 100% Correct Answers
- Exam (elaborations) • 231 pages • 2024
- Available in package deal
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California Real Estate Exam Multiple Choice 
Questions with 100% Correct Answers 
An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. 
relationship between the thing desired and the potential purchaser. 
d. all of the above. - Correct Answer ️️ -d. all of the above. 
These are elements of value. 
Which of the following abbreviations is assoc...
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California-Real-Estate-Exam=Multiple Choice Questions with Solutions (Latest Update 2023)
- Exam (elaborations) • 320 pages • 2023
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California-Real-Estate-Exam=Multiple Choice Questions 
with Solutions (Latest Update 2023) 
 An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in 
exchange. c. relationship between the thing desired and the potential 
purchaser. 
d. all of the above. - correct answers d. all of the above. 
These are elements of value. 
Which of the following abbreviations is ...
-
NMLS Final Exam Questions with Correct Answers.docx
- Exam (elaborations) • 22 pages • 2024
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NMLS Final Exam Questions with Correct A 
 
Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? 
 A.The creditor 
 B.The loan processor 
 C.The consumer 
 D. The CFPB - Answer-A. the creditor 
 
Which law restricts the sharing of information given when a consumer applies for a mortgage loan? 
 A. Fair Credit Reporting Act 
 B. FTC Disposal Rules 
 C. Gramm-Leach-Bliley Act 
 D. Consumer Regulatory Protection Act - Answer-C. Gramm-Leach-Bliley Act 
 
Which do...
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California Real Estate Exam Multiple Choice Questions and Answers 2023
- Exam (elaborations) • 126 pages • 2023
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California Real Estate Exam Multiple 
Choice Questions and Answers 2023 
An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. 
relationship between the thing desired and the potential purchaser. 
d. all of the above. Answer- d. all of the above. 
These are elements of value. 
Which of the following abbreviations is associated with the FHA? 
a. NA...
-
California Real Estate Exam Multiple Choice Questions and Answers
- Exam (elaborations) • 229 pages • 2024
-
- $14.49
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California Real Estate Exam Multiple Choice 
Questions and Answers 
An appraiser's definition of "Value" would be: 
a. present worth of all rights to future benefits arising out of ownership. 
b. the ability of one commodity to command other commodities in exchange. c. 
relationship between the thing desired and the potential purchaser. 
d. all of the above. - Answer- d. all of the above. 
These are elements of value. 
Which of the following abbreviations is associated with the FHA? 
a. NAR 
...
-
NMLS SAFE EXAM 2024 Questions With Verified Answers
- Exam (elaborations) • 16 pages • 2024
- Available in package deal
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- $12.49
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NMLS SAFE EXAM 2024 Questions With 
Verified Answers 
What does TILA stand for? - answerTruth-In-Lending Act, Regulation Z 
What is a HELOC loan? - answera secured loan in that you are borrowing against the equity 
that has been built in your house 
What is a REFI loan? - answer 
LTV stands for - answerLoan to Value 
Define PMI and state what the acronym stands for. - answerPrivate mortgage insurance- on 
conventional loans 
Define one time variable funding fee and people in what situations is i...
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