Life insurance exam 2 Study guides, Class notes & Summaries
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024
- Exam (elaborations) • 16 pages • 2023
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024 
Florida 2-15 Insurance License Exam-Actual 
Exam Questions and Answers, 100% 
Verified-Updated 2023/2024 
Accumulation units are converted into annuity units: 
at the time of annuity payout. 
A group life insurance plan in which the employer pays the entire premium is 
known as a ________________ plan. 
noncontributory 
If a disabled worker covered under Social Security disability benefits ...
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023.
- Exam (elaborations) • 42 pages • 2023
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023. 
 
 
Dividends if declared are paid: 
 
A. Annually 
B. Semi-annually 
C. Monthly 
D. Quarterly - A. Annually 
 
An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? 
 
A. Return of Cash Value 
B. Term to age 100 
C. Return of Premium 
D. Waiver of Premium - C. Return of Premium ...
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ILLINOIS LIFE INSURANCE EXAM 2024 | 2 CURRENTLY TESTING EXAM VERSIONS WITH 99 ACCURATE REAL EXAM QUESTIONS AND ANSWERS WITH A STUDY GUIDE| LATEST UPDATE
- Exam (elaborations) • 53 pages • 2024
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ILLINOIS LIFE INSURANCE EXAM 2024 | 2 CURRENTLY 
TESTING EXAM VERSIONS WITH 99 ACCURATE REAL 
EXAM QUESTIONS AND ANSWERS WITH A STUDY GUIDE| 
LATEST UPDATE
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AZ LIFE INSURANCE EXAM 2024
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AZ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
-Secondary - correct answer A Contingent Beneficiary has the __________ right to collect an Insured's death benefit. 
 
-A uniform set of insurance regulations - correct answer What does the Producer Licensing Model Act (PLMA) provide? 
 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
 
-They are known for their very flexible payment terms - correct answer All but which of ...
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ARKANSAS LIFE INSURANCE EXAM 2024
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ARKANSAS LIFE INSURANCE EXAM 2024 
 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - correct answer Twisting 
 
What is implied authority defined as? - correct answer Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - corr...
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any out...
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ARKANSAS LIFE INSURANCE EXAM 2024
- Exam (elaborations) • 25 pages • 2024
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J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - correct answerTwisting 
 
What is implied authority defined as? - correct answerAuthority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - correct answerPreferred 
 
Which of the follo...
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PSI life, accident, and health questions and answers 100% pass
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PSI life, accident, and health questions and answers 100% pass 
How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...
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WV Life Insurance Laws and Rules Latest Update Graded A+
- Exam (elaborations) • 10 pages • 2024
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 15 pages • 2024
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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