Life insurance Study guides, Class notes & Summaries

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Ohio Health and life insurance exam with 100% correct answers
  • Ohio Health and life insurance exam with 100% correct answers

  • Exam (elaborations) • 12 pages • 2023
  • Ohio Health and life insurance exam with 100% correct answers
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WV Life Insurance Laws and Rules  Latest Update Graded A+
  • WV Life Insurance Laws and Rules Latest Update Graded A+

  • Exam (elaborations) • 10 pages • 2024
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  • WV Life Insurance Laws and Rules Latest Update Graded A+ Examination of Records The Commissioner can examine anyone in the business of insurance in the state at anytime. A company shall be examined every 5 years. Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed necessary. Insurance Commissioner the commissioner may conduct investigations or examinations whenever deemed necessary, subpoena the witnesses to testify. cease and desist order the ...
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NJ Life Insurance Exam Questions with Answers (Latest Update 2023)
  • NJ Life Insurance Exam Questions with Answers (Latest Update 2023)

  • Exam (elaborations) • 43 pages • 2023
  • NJ Life Insurance Exam Questions with Answers (Latest Update 2023)
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
  • ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

  • Exam (elaborations) • 49 pages • 2024
  • a whole life policy that provides a choice of dividend options include the following statement about dividends they accrue at a guaranteed rate they are deferred for one year they are not guaranteed they are guaranteed after the first year - correct answer they are not guaranteed When there is a named beneficiary on a life insurance policy, the death benefits 1. are directed to a trustee if the insured has any outstanding debts 2. are paid directly to the insured`s credito...
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Texas Life Insurance Exam 2023 with 100% correct answers
  • Texas Life Insurance Exam 2023 with 100% correct answers

  • Exam (elaborations) • 13 pages • 2023
  • P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when P receives the policy and pays the premium A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 20-Pay Life accumulates cash value faster than Straight Life How does an indexed...
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Life Insurance Exam-Illinois questions with 100% correct answers 2023 passed
  • Life Insurance Exam-Illinois questions with 100% correct answers 2023 passed

  • Exam (elaborations) • 16 pages • 2023
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  • Life Insurance Exam-IllinoisPooling of Risks - correct answer A large group of people contribute money to a fund out of which their losses can be paid Policyowner - correct answer is the person or org that applies for the policy and pays the premium Actuarial Tables - correct answer Are statistical tables that are used when calculating premium rates and mortality loss reserves Life Insurance Policies transfer: - correct answer financial risks of premature death on a defined amount Lo...
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WV State Life Insurance Exam  Questions and Answers Already Passed
  • WV State Life Insurance Exam Questions and Answers Already Passed

  • Exam (elaborations) • 28 pages • 2024
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  • WV State Life Insurance Exam Questions and Answers Already Passed A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a: Risk retention group Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated? 1970-Fair Credit Reporting Act Q purchases a $500,000 life insurance policy and pays $900 in premiums over the first six months. Q dies suddenly and the ben...
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LA Life Insurance Series 101 Questions With 100% Correct Answers!!
  • LA Life Insurance Series 101 Questions With 100% Correct Answers!!

  • Exam (elaborations) • 8 pages • 2024
  • LA Life Insurance Series 101 Questions With 100% Correct Answers!!
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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
  • RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS

  • Exam (elaborations) • 21 pages • 2024
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  • ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting What is implied authority defined as? - ANS Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - ANS ...
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Life Insurance Exam Questions with correct Answers
  • Life Insurance Exam Questions with correct Answers

  • Exam (elaborations) • 38 pages • 2023
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  • Life Insurance Exam Questions with correct Answers J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? . An insured has a policy with a Waiver of Premium rider. The insured has suffered an illness that will prevent them for working for two years. When will their premiums be waived? The clause that defines and describ...
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