Accelerated benefits Study guides, Class notes & Summaries
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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Texas Life Insurance Exam Questions and Answers with complete solutions
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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A COMPLETE A+ TEST BANK FOR ROACH’S INTRODUCTORY CLINICAL PHARMACOLOGY 12TH EDITION BY SUSAN FORD MN RN CNE, ISBN-13: 978-1975163730 NEWEST VERSION 2023…with Rationale
- Exam (elaborations) • 607 pages • 2023
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1.	A nursing instructor is preparing a teaching plan for a group of nursing students about pharmacology. When describing this topic, the instructor would focus the discussion on which of the following as an essential aspect? 
A)	Drug name 
B)	Drug class 
C)	Drug action 
D)	Drug source Ans: C Feedback: 
Pharmacology is the study of drugs and their action on living organisms. Thus, an essential aspect of pharmacology is drug action. An understanding of the drug name, drug class, and drug source is...
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PSI - NY Life, Accident and Health Practice Exam 17-55| 75 Questions - Actual Test| GRADED A
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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? Correct Answer: Free Look 
 
When will a policy pay on a UCR basis? Correct Answer: When particular benefits are not listed on a payment schedule 
 
Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? Correct Answer: long term c...
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A.	immediately 
B.	1 year C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A.	an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B.	a provision that allows the insured to cancel the policy in the first two ye...
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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CLFP EXAM - History & Purpose of Leasing Exam with 100% Correct Answers 2023
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CLFP EXAM - History & Purpose of 
Leasing 
Currently how big is the leasing industry? - Correct answer-American companies 
acquire $1 billion in equipment each year of which 55% is leased. 
What % of companies lease? - Correct answer-8 of 10 
How old is leasing? - Correct answer-4000 years ago the Sumerians produced leases 
on clay tablets for ag tools, water rights and animals. The Code of Hammurabi is an 
ancient record of Babylonian dating back to 1700 bc 
What is the Statue of Whales? - Corr...
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Arkansas Life Insurance Exam Terms Latest Updated 2024/2025
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Arkansas Life Insurance Exam Terms Latest Updated 2024/2025 
Accelerated Benefits - Correct Answer Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits - Correct Answer A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance - Correct Answer An insurance policy that provides ...
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Pennsylvania Life and Health Insurance ExamFX Terms
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Accelerated Benefits - Answer- Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accident - Answer- An unplanned, unforeseen event which occurs suddenly and at an unspecified place. 
 
Accident Insurance - Answer- A type of insurance that protects the insured against loss due to accidental bodily injury. 
 
Accidental Bodily Injury - Answer- Unplanned, unforeseen traumatic injury to the body. 
 
Accidental Death an...
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