Truth in lending act Study guides, Class notes & Summaries
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Gold Coast Final Exam Questions and Answers 100% Solved
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Gold Coast Final Exam Questions and Answers 100% Solved What is the form you sign that says you will pay the loan back ? promissory note 
What is the post licensing grace period after first expiration ? none 
Deposits is a form of... valuable consideration 
Physical land and improvements real property 
Is it a violation if a sales associate work for two brokers Monday-Friday, and Saturday and Sunday and getting paid commission from both Yes 
What is the maximum fine per offense ? $5,000 per fine...
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NMLS Safe Test Mortgage Licensing Practice Exam with 100% correct answers 2022-23
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Which federal law requires that the Loan Estimate be provided to the borrower within 
three business days of the time of loan application is taken? - ANSWER-TILA 
What type of scam entails homeowners who are encouraged to refinance their property 
over and over until little or no equity remains? - ANSWER-Loan flipping or churning 
After a loan closing, funds are disbursed. When are the funds disbursed for an owneroccupied, residential refinance? - ANSWER-After 3 business-day rescission period 
W...
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NYREI School Exam Questions and Answers Latest Version Graded A+
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NYREI School Exam Questions and Answers Latest Version Graded A+ What is the minimum licensing requirement to sell commercial real estate in New York? a real estate salesperson's license 
What is the preferred method of creating an agency relationship? expressed agency 
An amenity purchaser occupies or uses the purchased property 
Condominium units are considered _____ property and are conveyed by _____. real / deed 
A salesperson who is an independent contractor is not subject to withholding r...
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National Real Estate Exam - Guide to Pearson Vue Book, Question sections coverage. Rated A+. Verified.
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National Real Estate Exam - Guide to Pearson Vue Book, Question sections coverage. Rated A+. Verified. 
 
 
An estate for years - -The phrase definite duration refers to: 
 
A periodic tenancy - -A lease that automatically renews itself, in the absence of notice, is: 
 
$66,666 - -A man just sold a condo for $80,000. This gave him a 20% profit on what he paid. What did the man pay? $80,000/1.20 
 
Signed by the grantor - -A requirement of a valid deed is that the deed be: 
 
The Truth In Lending...
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PSI Exam Test Prep Questions 100% Answers
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A homeowner has negotiated with a neighbor to obtain the permanent right to pass over the northern part of the neighbor's land to gain access to the river. He pays the neighbor $9,000 for the right of access and receives a deed. This is an easement - ANSWER-appurtenant 
 
A tenant rented an apartment, signing a 15-month lease. After the lease expired, the tenant paid 1 month's rent and got a receipt. What kind of leasehold does the tenant have? - ANSWER-Tenancy at will 
 
The main difference b...
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Real Estate Salesperson California State Exam 2023 with complete solutions
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Which of the following is most vital or important in planning a subdivision: - ANSWER-Market Analysis 
 
When rent is computed on the gross sales of a business occupying real property, the lease is correctly termed: - ANSWER-Percentage Lease 
 
What is not an adequate method of transferring property? - ANSWER-Executive Sale 
 
What is considered personal property? - ANSWER-Existing Mortgage 
 
If an income property is valued at $100,000 based on an 8% capitalization rate, what would be the value...
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MLO SAFE NMLS Safe Test Practice Questions | 100% Correct Answers | Verified | Latest 2024 Version
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, 
frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. - Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the settlement of 
residential mortgage loans. 
RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase title insurance 
from a particular company...
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MLO SAFE NMLS EXAM 2024 WITH 100% CORRECT ANSWERS
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. Answer - Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act Answer - The Federal Statute that deals with the settlement of residential mortgage loans. 
 
RESPA's section 9 Prohibits Answer - Home sellers from requiring home buyers to purchase title insurance f...
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MLO SAFE NMLS SAFE EXAM 2024 WITH 100% CORRECT ANSWERS
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MLO SAFE NMLS SAFE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - correct answer Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act - correct answer The Federal Statute that deals with the settlement of residential mortgage loans. 
 
RESPA's section 9 Prohibits - cor...
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20-HR SAFE Comprehensive Mortgage Loan Originator Fundamentals HW | 100% Correct Answers | Verified | Latest 2024 Version
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Mortgage loan originators who make cold calls must comply with the requirements of the National DoNot-Call rules. The loan originator needs to update any download of the registry at least every: 
31 days 
18 Months 
7 days 
Year - 31 Days 
The appraisal approach that is used as the best indicator of value for existing properties is: 
Similar property approach 
Fair market value approach 
Market data approach 
Neighborhood value approach - Market data approach 
The Truth in Lending Act is contain...