Personal auto policy pap Study guides, Class notes & Summaries
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Adjuster Course) L6-Personal Auto Policy (PAP) 2024 Questions & Answers, GRADED A+
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
- Exam (elaborations) • 35 pages • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions
- Exam (elaborations) • 69 pages • 2024
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Correct Answer one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2...
![Florida All Lines Claims Adjuster Exam| Verified Examination| Graded A Questions and Answers| 2023/2024 Newly Updated](/docpics/2937790/6492de8c0e7ad_2937790_121_171.jpeg)
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Florida All Lines Claims Adjuster Exam| Verified Examination| Graded A Questions and Answers| 2023/2024 Newly Updated
- Exam (elaborations) • 58 pages • 2023
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Florida All Lines Claims Adjuster Exam| Verified Examination| Graded A Questions and Answers| 2023/2024 Newly Updated 
 
1.	While backing out of her garage, Louise accidentally lowers her garage door. The door strikes her car and is damaged. She learns that her homeowners insurance policy excludes liability coverage for damage to the insured's own property. Where might she find coverage? 
 
 
~	Answer: Section I of the policy 
R	Rat: The homeowners insurance policy provides no liability coverag...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
- Exam (elaborations) • 112 pages • 2024
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Accurate
- Exam (elaborations) • 17 pages • 2024
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![New York State General Adjuster 17-70 | All Possible Questions with 100% Correct Answers | Latest Version 2024 | Verified](/docpics/4903882/660c913dd0240_4903882_121_171.jpeg)
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New York State General Adjuster 17-70 | All Possible Questions with 100% Correct Answers | Latest Version 2024 | Verified
- Exam (elaborations) • 154 pages • 2024
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An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his 
employer. What coverage is used under the business auto policy to protect the employer for lawsuits 
when the employee has an accident that causes legal action against the employer? - Employers nonownership coverage. This coverage protects the employer and not the employee. The employee is 
covered under his own PAP policy. 
Replacement cost coverage is best defined as: - Replacement without ded...
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Guarantee ExamFX
- Exam (elaborations) • 13 pages • 2023
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In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Answer- one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement being towed behind the insured's pickup. 
3. A nonowned temporary subst...
![New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded A+)](/docpics/5579209/666415a9c5105_5579209_121_171.jpeg)
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded A+)
- Exam (elaborations) • 35 pages • 2024
-
- $13.99
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded A+) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-...
![Personal Lines Insurance Practice Exam Questions and Answers Graded A+](/docpics/4888748/660ab6e977842_4888748_121_171.jpeg)
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Personal Lines Insurance Practice Exam Questions and Answers Graded A+
- Exam (elaborations) • 149 pages • 2024
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- $12.49
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Personal Lines Insurance Practice Exam 
Questions and Answers Graded A+ 
 
Bobby, age 16, borrows his parents' car without their permission and gets into an accident. 
Which of the following statements about coverage under the parents' personal auto policy is 
CORRECT? 
 
A) Bobby is covered by his parents' policy because he is included in the definition of named 
insured. 
B) Bobby is not covered for this accident because he used the car without permission. 
C) Bobby is not covered because i...
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