Insurance Study guides, Class notes & Summaries
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![PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023](/docpics/63e4d50d41065_2353097.jpg)
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2023 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
![FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST 20232024 REAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!](/docpics/3071785/64b3458b66258_3071785_121_171.jpeg)
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST 20232024 REAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!
- Exam (elaborations) • 46 pages • 2023
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST REAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!
![214 Florida Insurance| Questions with 100% correct Answers | Verified](/docpics/2936154/6492ab3ce216a_2936154_121_171.jpeg)
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214 Florida Insurance| Questions with 100% correct Answers | Verified
- Exam (elaborations) • 17 pages • 2023
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
![FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST 2023-2024 ACTUAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!](/docpics/3071798/64b3491069fec_3071798_121_171.jpeg)
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST 2023-2024 ACTUAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!
- Exam (elaborations) • 46 pages • 2023
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FLORIDA 2-15 INSURANCE LICENSE EXAM LATEST 2023-2024 ACTUAL EXAM 300 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES |AGRADE|NEW!!
![CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST](/docpics/4206880/65a12361a0796_4206880_121_171.jpeg)
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
- Exam (elaborations) • 35 pages • 2024
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
![FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS](/docpics/6419d53ee5eb2_2497835.jpg)
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS
- Exam (elaborations) • 10 pages • 2023
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS 
 
Accumulation units are converted into annuity units: 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. 
 
Robert had an accident and qua...
![Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda](/docpics/64576ab46d289_2708708.jpg)
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Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda
- Exam (elaborations) • 433 pages • 2023
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Test Bank for Principles of Risk Management and Insurance 14e 14th Edition by George E. Rejda, Michael J. McNamara. ISBN-13: 1293 
 
Full Chapters test bank included 
 
PART 1: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCE 
 
1. Risk and Its Treatment 
2. Insurance and Risk 
3. Introduction to Risk Management 
4. Enterprise Risk Management and Related Topics 
 
PART 2: THE PRIVATE INSURANCE INDUSTRY 
 
5. Types of Insurers and Marketing Systems 
6. Insurance Company Operations 
7. Financial Op...
Georgia Property and Casualty Insurance Exam Questions and Answers (Latest Update 2024)
![Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)](/docpics/3108295/64bafc2a8f449_3108295_121_171.jpeg)
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
- Exam (elaborations) • 20 pages • 2023
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
![South Carolina Insurance Exam 2024 with 100% correct answers](/docpics/4556978/65d5439910a27_4556978_121_171.jpeg)
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South Carolina Insurance Exam 2024 with 100% correct answers
- Exam (elaborations) • 11 pages • 2024
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - correct answer Nonconcellable 
 
What is the required action to be taken by a South Carolina l...
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