NC adjuster
NC adjuster
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NC Adjuster Exam
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The most common method of risk management is: 
 
A. The sharing of risk 
B. The assumption of risk 
C. The transfer of risk 
D. Risk avoidance - Answer- C. The transfer of risk 
 
Which of the following types of risk is associated with change is not insurable? 
 
A. Fundamental risk 
B. Particular risk 
C. Dynamic risk 
D. Static risk - Answer- C. Dynamic risk 
 
Insurers are able to calculate their probable losses and to establish the rates for premiums that will cover losses and operating expe...
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NC Adjuster Exam (3)
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Robbery involves all of the following, EXCEPT: 
 
A. The presence of the insured 
B. Criminal intent 
C. A threat of violence 
D. Burglary - Answer- D. Burglary 
 
Under the "Loss Sustained" Crime Insurance form, there is coverage while the policy is in force and for up to: 
 
A. 6 months after the policy expires 
B. One year after the policy expires 
C. 60 days after the policy expires 
D. 30 days after the policy expires - Answer- B. One year after the policy expires 
 
Crime insurance termino...
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NC Adjuster License Practice Exam (With Complete Solution) 2023 – 2024
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NC Adjuster License Practice Exam (With Complete Solution) 2023 – 2024
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NC adjuster Exam Questions and Answers Already Passed
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NC adjuster Exam Questions and Answers Already Passed Inception/Expiration Date The date on which coverage became effective or expired. Policies in North Carolina become effective and expire at 12:01am 
Occurrence Date The date on which the loss occurred 
Identification of Parties involve The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s) 
Policy form /Number Id...
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NC Adjuster License Practice Exam (With Complete Solution) 2024– 2025
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NC Adjuster License Practice Exam (With Complete Solution) 2024– 2025 
NC Adjuster License Practice Exam (With Complete Solution) 2024– 2025/NC Adjuster License Practice Exam (With Complete Solution) 2024– 2025
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NC ADJUSTER PREP (NC Adjuster pro practice test questions) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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NC ADJUSTER PREP (NC Adjuster pro practice test questions) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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NC Adjuster Exam 3 | 140 Questions With 100% Correct Answers.
- Exam (elaborations) • 39 pages • 2023
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Robbery involves all of the following, EXCEPT: 
A. The presence of the insured 
B. Criminal intent 
C. A threat of violence 
D. Burglary - Answer D. Burglary 
Under the "Loss Sustained" Crime Insurance form, there is coverage while the policy is in force and for 
up to: 
A. 6 months after the policy expires 
B. One year after the policy expires 
C. 60 days after the policy expires 
D. 30 days after the policy expires - Answer B. One year after the policy expires 
Crime insurance terminology re...
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NC ADJUSTER LICENSE PRACTICE EXAM 2024 QUESTIONS WITH CORRECT ANSWERS
- Exam (elaborations) • 25 pages • 2024
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Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: - CORRECT ANSWER The maximum monthly limit of indemnity optional coverage 
The traditional definition of actual cash value (ACV) is: - CORRECT ANSWER Replacement cost minus depreciation 
Sam and Dan are working to clean out the gutters around the roof on Sam's house. Sa...
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NC Adjuster License Practice Exam
- Exam (elaborations) • 13 pages • 2023
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Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: - Answer- The maximum monthly limit of indemnity optional coverage 
 
The traditional definition of actual cash value (ACV) is: - Answer- Replacement cost minus depreciation 
 
Sam and Dan are working to clean out the gutters around the roof on Sam's house. Sam and Dan are standing a...
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NC Adjuster Exam Questions and Answers Solved Correctly
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Utmost Good Faith - Both parties must act honest and openly in order for the contract to be valid. 
Adhesion - One party sets the terms for the contract; the other party may simply agree or 
disagree 
Unilateral - Only the insurer makes a promise to act; the insured can void contract at any time. 
Personal - The insured person is protected from loses not the personal property. 
Conditional - The insurer must only honor the contract if the insured meets certain conditions. 
Lavatory - The executi...
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