California Life Insurance
California Life Insurance
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![California Life Insurance Exam | Questions with 100% correct answers | verified](/docpics/2995703/64a06bc65dda9_2995703_121_171.jpeg)
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California Life Insurance Exam | Questions with 100% correct answers | verified
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgment. 
The direct distribution of insura...
![Life-Only Agent Exam 1 Questions and Answers 100% Pass](/docpics/4384518/65ba7c20d73d7_4384518_121_171.jpeg)
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Life-Only Agent Exam 1 Questions and Answers 100% Pass
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Life-Only Agent Exam 1 Questions and 
Answers 100% Pass 
AN example of a moral hazard in relation to a life insurance application would be: - Answer ️️ 
-Misstating your health history to an insurance company. 
John applies for a variable annuity and does not request that the premiums be immediately 
invested in a stock or bond portfolio. After the annuity is issued, John returns the annuity 
contract to the insurer within the free look period. What will John receive from the insurer? - 
Ans...
![California Life Insurance State Exam Simulator Questions and Answers 100% Pass](/docpics/5446862/665431cfa21a7_5446862_121_171.jpeg)
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California Life Insurance State Exam Simulator Questions and Answers 100% Pass
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California Life Insurance State Exam Simulator 
Questions and Answers 100% Pass 
Exclusion ratio - Correct Answer ️️ -An annuitant would life to determine the amount of 
an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
Offers a maximum interest rate that increases annually - Correct Answer ️️ -Which of 
the following is NOT a feature of equity-indexed annuities? 
Offers long t...
![California Life Insurance State Exam 2024 Questions and Answers (Verified Answers)](/docpics/4293394/65adb0f960699_4293394_121_171.jpeg)
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California Life Insurance State Exam 2024 Questions and Answers (Verified Answers)
- Exam (elaborations) • 97 pages • 2024
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California Life Insurance State Exam 2024 Questions and Answers (Verified Answers)
![California Life Insurance State Exam Simulator Questions and Answers 100% Pass](/docpics/5520861/665dd157abd25_5520861_121_171.jpeg)
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California Life Insurance State Exam Simulator Questions and Answers 100% Pass
- Exam (elaborations) • 56 pages • 2024
- Available in package deal
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- $13.49
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California Life Insurance State Exam Simulator 
Questions and Answers 100% Pass 
Exclusion ratio - Correct Answer ️️ -An annuitant would life to determine the amount of 
an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
Offers a maximum interest rate that increases annually - Correct Answer ️️ -Which of 
the following is NOT a feature of equity-indexed annuities? 
Offers long t...
![CALIFORNIA Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers)](/docpics/4293403/65adb173bdd59_4293403_121_171.jpeg)
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CALIFORNIA Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers)
- Exam (elaborations) • 49 pages • 2024
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CALIFORNIA Life Insurance Practice Exam Questions and Answers (2023 / 2024) (Verified Answers)
![CALIFORNIA Life Insurance Exam 2024 Questions and Answers (2023 / 2024) (Verified Answers)](/docpics/4293401/65adb1390d724_4293401_121_171.jpeg)
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CALIFORNIA Life Insurance Exam 2024 Questions and Answers (2023 / 2024) (Verified Answers)
- Exam (elaborations) • 29 pages • 2024
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CALIFORNIA Life Insurance Exam 2024 Questions and Answers (2023 / 2024) (Verified Answers)
![California Life Insurance Exam | 165 Questions with 100% Correct Answers | Verified | Latest Update 2024](/docpics/3994435/65749afed8c88_3994435_121_171.jpeg)
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California Life Insurance Exam | 165 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 16 pages • 2023
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgment. 
The direct distribution of insura...
![California Life Insurance| 232 Questions with 100% Correct Answers | Verified 2023](/docpics/3648705/653046e43dc2c_3648705_121_171.jpeg)
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California Life Insurance| 232 Questions with 100% Correct Answers | Verified 2023
- Exam (elaborations) • 26 pages • 2023
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According to the California Insurance Code, what is "insurance"? - ️️A contract 
 
Which of these statements correctly describes risk? - ️️Pure risk is the only insurable risk 
 
Only pure risks are insurable 
 
Which of the following does NOT have to be included on life insurance policy illustrations? - ️️Statement that all values and benefits are guaranteed 
 
An agent's attempt to stop the replacement of an existing life insurance policy is known as - ️️conservation 
 
If a...
![California Life Insurance Practice Exam A Latest Update 2024-2025 Questions and 100% Verified Correct Answers Guaranteed](/docpics/5264541/663f2985afc0c_5264541_121_171.jpeg)
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California Life Insurance Practice Exam A Latest Update 2024-2025 Questions and 100% Verified Correct Answers Guaranteed
- Exam (elaborations) • 40 pages • 2024
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California Life Insurance Practice Exam A Latest Update Questions and 100% Verified Correct Answers Guaranteed
California Life, Accident, and Health Insurance Bundled Exams Questions and Answers 100% Pass
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