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Exam (elaborations)
North Carolina Medicare Supplement and Long-Term Care Exam graded A
An individual who is not eligible for premium-free Medicare Part A coverage may apply for coverage during which of the following enrollment periods? 
 
A. All of the above 
B. Initial enrollment period 
C. General enrollment period 
D. Special enrollment period - A. All of the above 
 
Medicare makes what payment for services in which another payer may be responsible: 
 
A. Conditional payment 
B. Interim payment 
C. Transitional payment 
D. Temporary payment - A. Conditional payment 
 
Insurers...
Exam (elaborations)
NC Medicare/LTC QUESTIONS AND ANSWERS
PopularHome health care covers occasional visits from who? - Answer- Registered nurses, licensed practical nurses, community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
 
Programs that are provided to people who are too poor to qualify for Medicaid. - Answer- State-only Medicaid programs 
 
LTC provision that provides a guarantee that certain policy benefits will remain available even if the insured stops paying premiums. (Offers option of a paid-up policy p...
Exam (elaborations)
Difficult Questions for NC Medicare/LTC Test questions and answers rated A+
Difficult Questions for NC Medicare/LTC Test questions and answers rated A+
Exam (elaborations)
NC Medicare/LTC (NC Medicare Supplement) Exam Guide With Correct Answers Final Exam With Lab| All Answers Are Expert Verified For Guaranteed Pass
NC Medicare/LTC (NC Medicare Supplement) Exam Guide With Correct Answers Final Exam With Lab| All Answers Are Expert Verified For Guaranteed PassNC Medicare/LTC (NC Medicare Supplement) Exam Guide With Correct Answers Final Exam With Lab| All Answers Are Expert Verified For Guaranteed PassNC Medicare/LTC (NC Medicare Supplement) Exam Guide With Correct Answers Final Exam With Lab| All Answers Are Expert Verified For Guaranteed PassNC Medicare/LTC (NC Medicare Supplement) Exam Guide With Correct ...
Package deal
LTC Questions and Correct Answers/ Latest Update / Already Graded
LTC Questions and Correct Answers/ Latest Update / Already Graded
Exam (elaborations)
NC Medicare/LTC Exam Questions And Answers |Latest 2025 | Guaranteed Pass.
©FYNDLAY 2024/2025 ALL RIGHTS RESERVED 11:08AM. A+ 
1 
NC Medicare/LTC Exam Questions And 
Answers |Latest 2025 | Guaranteed Pass. 
LTC policies may not include - Answerthe right to refuse to renew upon age or deterioration 
of health. 
Medicare Supplement policies must maintain minimum loss ratios - Answer(75% Group, and 
65% Individual) through annual audited reports to DOI. 
If inadequate loss ratios - Answerrefunds or premium credits are required to be made. 
LTC must provide benefits for a...
Exam (elaborations)
NC Medicare/LTC Exam Questions And Answers |Latest 2025 | Guaranteed Pass.
©FYNDLAY 2024/2025 ALL RIGHTS RESERVED 11:08AM. A+ 
1 
NC Medicare/LTC Exam Questions And 
Answers |Latest 2025 | Guaranteed Pass. 
Home health care covers occasional visits from who? - AnswerRegistered nurses, licensed 
practical nurses, community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
Programs that are provided to people who are too poor to qualify for Medicaid. - 
AnswerState-only Medicaid programs 
LTC provision that provides a guarantee tha...
Exam (elaborations)
LTC / Medicare – NC Exam Questions And Answers |Latest 2025 | Guaranteed Pass.
©FYNDLAY 2024/2025 ALL RIGHTS RESERVED 11:08AM. A+ 
1 
LTC / Medicare – NC Exam Questions And 
Answers |Latest 2025 | Guaranteed Pass. 
Under Part B, individuals pay a deductible each... - AnswerYear 
After deductible is satisfied, Part B pays what percentage of all approved charges? - 
Answer80% 
Doctors and suppliers who agree to accept the amount medicare will pay are said to have 
agreed to... - AnswerAssignment 
An optional long-term carer insurance benefit that provides a reduced paid-u...
Exam (elaborations)
Medicare/LTC Exam Questions And Answers |Latest 2025 | Guaranteed Pass.
©FYNDLAY 2024/2025 ALL RIGHTS RESERVED 11:08AM. A+ 
1 
Medicare/LTC Exam Questions And Answers 
|Latest 2025 | Guaranteed Pass. 
Which type of health insurance plan is particularly suitable for the senior insurance market? - 
Answermanaged care 
term insurance 
*Medicare plans* 
long-term care 
Medicare is a federal health insurance program designed for people who are 65 years old and 
older and certain disabled individuals. 
How does Part C change the delivery of health care services under Med...
Exam (elaborations)
NC Medicare/LTC exam questions Questions and Correct Answers/ Latest Update / Already Graded
LTC policies may not include 
Ans: the right to refuse to renew upon age or deterioration of health. 
Medicare Supplement policies must maintain minimum loss ratios 
Ans: (75% Group, and 65% Individual) through annual audited reports to 
DOI. 
If inadequate loss ratios 
Ans: refunds or premium credits are required to be made. 
LTC must provide benefits for a minimum of 
Ans: 12 months and cannot provide skilled care only. 
2 | P a g e 
LTC insurers must provide ____ days advance notice of c...
Exam (elaborations)
NC Medicare/LTC Questions and CorrecNC Medicare/LTC Questions and Correct Answers/ Latest Update / Already GradedAnswers/ Latest Update / Already Graded
Home health care covers occasional visits from who? 
Ans: Registered nurses, licensed practical nurses, community-based 
professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
Programs that are provided to people who are too poor to qualify 
for Medicaid. 
Ans: State-only Medicaid programs 
LTC provision that provides a guarantee that certain policy benefits 
will remain available even if the insured stops paying premiums. 
(Offers option of a paid-up policy pro...
Exam (elaborations)
Difficult Questions for NC Medicare/LTC Test Questions & Answers
A man has Medicare Part A, but he does not have Medicare 
art B. He enters the hospice care program and is cared for at home. What are his Medicare payment options? - ANSWERMedicare Part A will pay for hospice care. 
 
A Medicare Part A patient is released from a skilled nursing facility (SNF). He re-enters the SNF 20 days later per a doctor's recommendation. Under what circumstances will he receive Medicare additional benefits for the SNF stay? - ANSWERThe patient must enter the SNF within 30...
Exam (elaborations)
fits for a shorter period, etc.) - Answer - Nonforfeiture WhNC Medicare/LTC (NC Medicare supplement) Exam Guide with Correct Answersen must the outline of coverage for a Medigap policy be provided to the insured? - Answer - At the time of application. Ho
fits for a shorter period, etc.) - Answer - Nonforfeiture 
When must the outline of coverage for a Medigap policy be provided to the insured? - 
Answer - At the time of application. 
Home health equipment such as dialysis equipment and supplies are covered under 
which part of Medicare? - Answer - Medicare Part B (Considered an outpatient service) 
What is the Medicare Part B enrollment period for an individual who is turning 65? - 
Answer - 3 months before the month in which the individual tur...
Exam (elaborations)
NC Medicare/LTC Questions & Answers | 100% Correct Answers | Verified | Latest 2024 Version
Home health care covers occasional visits from who? - Registered nurses, licensed practical nurses, 
community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
Programs that are provided to people who are too poor to qualify for Medicaid. - State-only 
Medicaid programs 
LTC provision that provides a guarantee that certain policy benefits will remain available even if the 
insured stops paying premiums. (Offers option of a paid-up policy providing the same...
Exam (elaborations)
NC Medicare/LTC Questions & Answers | 100% Correct Answers | Verified | Latest 2024 Version
Home health care covers occasional visits from who? - Registered nurses, licensed practical nurses, 
community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
Programs that are provided to people who are too poor to qualify for Medicaid. - State-only 
Medicaid programs 
LTC provision that provides a guarantee that certain policy benefits will remain available even if the 
insured stops paying premiums. (Offers option of a paid-up policy providing the same...
Exam (elaborations)
NC Medicare/LTC Questions & Correct Answers
Home health care covers occasional visits from who? - Correct Answer Registered nurses, licensed practical nurses, community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
 
Programs that are provided to people who are too poor to qualify for Medicaid. - Correct Answer State-only Medicaid programs 
 
LTC provision that provides a guarantee that certain policy benefits will remain available even if the insured stops paying premiums. (Offers option of a ...
Package deal
LTC - Long-Term Care Packaged EXAMS 2024/2025
LTC - Long-Term Care Packaged EXAMS 2024/2025...
Exam (elaborations)
NC Medicare/LTC Exam With Questions and Answers
NC Medicare/LTC Exam With Questions and Answers ...
Exam (elaborations)
NC Medicare/LTC (NC Medicare supplement) Exam Guide with Correct Answers
NC Medicare/LTC (NC Medicare supplement) Exam 
Guide with Correct Answers 
Home health care covers occasional visits from who? - Answer - Registered nurses, 
licensed practical nurses, community-based professionals (like hospice). 
**Does NOT cover visits from attending physicians. 
Programs that are provided to people who are too poor to qualify for Medicaid. - Answer 
- State-only Medicaid programs 
LTC provision that provides a guarantee that certain policy benefits will remain available ...
Exam (elaborations)
NC Medicare Licensing Exam
Which is NOT true regarding Medicare Part A home health care? - It pays for 60% of common medical supplies like bandages and gauze. 
 
Which of the following can't be excluded in a Medicare Supplement Policy? - Alzheimer's 
 
If an LTC policy has a return of premium option, the amount returned to the beneficiaries is based on which of the following? - The amount of benefits the person used 
 
After an accident, J stayed in the hospital for a week. Medicare Part B will cover all of the followin...
Exam (elaborations)
Medicare, Medicaide, LTC NC Insurance Test Questions and Answers
Federal Program - Medicare is a federal health insurance program. Part of the Social Security program, Medicare is run by the Centers for Medicare & Medicaid Services of the Department of Health and Human Services. Private firms contract with the federal government to handle the paperwork, review claims, and disburse claim payments. 
 
Medicare Part A - Designed primarily to provide hospital insurance and to pay for certain other types of institutional care. 
 
Medicare Part B - Designed primari...