NC Medicare/LTC Questions and
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Home health care covers occasional visits from who?
Ans: Registered nurses, licensed practical nurses, community-based
professionals (like hospice).
**Does NOT cover visits from attending physicians.
Programs that are provided to people who are too poor to qualify
for Medicaid.
Ans: State-only Medicaid programs
LTC provision that provides a guarantee that certain policy benefits
will remain available even if the insured stops paying premiums.
(Offers option of a paid-up policy providing the same benefits for a
shorter period, etc.)
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Ans: Nonforfeiture
When must the outline of coverage for a Medigap policy be
provided to the insured?
Ans: At the time of application.
Home health equipment such as dialysis equipment and supplies are
covered under which part of Medicare?
Ans: Medicare Part B (Considered an outpatient service)
What is the Medicare Part B enrollment period for an individual who
is turning 65?
Ans: 3 months before the month in which the individual turns 65, as well as
the 3 months following that month (7 months).
What is the copayment of the Medicare approved amount?