1 | Page
FICEP MID-TERM EXAM
2025/ 2026 UPDATED FICEP –
FINANCIAL COUNSELING
CERTIFICATION PROGRAM MID-
TERM EXAM REVIEW & PRACTICE
TESTBANK EXPERT VERIFIED
QUESTIONS AND APPROVED
SOLUTIONS GRADED A+ FOR
GUARANTEED PASS
Which cycle describes members who are just surviving and living
paycheck to paycheck?
----Solution----Earn/Spend/Earn/Spend
Financial counselors who don't use what they know about hemispheric
thinking may fall into the trap of:
----Solution----Presenting information to a member in a manner that
might not be the best way to communicate
Using a hard approach, rather than a soft approach, with members:
----Solution----Communicates in an orderly, specific, and straight-
forward way
, 2 | Page
The Johari Window describes four zones. When working with a
member, the Hidden Zone represents:
----Solution----Information that is known to the member and not the
counselor
Which type of counseling should a consumer use when a member is
preparing for a large purchase?
----Solution----Preventive
What is NOT a vital counselor skill?
----Solution----Asking close-ended questions
An example of pacing is when a counselor:
----Solution----Matches the member's energy level
What is NOT a step in the change process?
----Solution----Not revising the plan
What decision making tool is best to use when considering all forces in
favor or against a plan so decision can be made?
----Solution----Force-field analysis
What is the first step of the counseling process?
FICEP MID-TERM EXAM
2025/ 2026 UPDATED FICEP –
FINANCIAL COUNSELING
CERTIFICATION PROGRAM MID-
TERM EXAM REVIEW & PRACTICE
TESTBANK EXPERT VERIFIED
QUESTIONS AND APPROVED
SOLUTIONS GRADED A+ FOR
GUARANTEED PASS
Which cycle describes members who are just surviving and living
paycheck to paycheck?
----Solution----Earn/Spend/Earn/Spend
Financial counselors who don't use what they know about hemispheric
thinking may fall into the trap of:
----Solution----Presenting information to a member in a manner that
might not be the best way to communicate
Using a hard approach, rather than a soft approach, with members:
----Solution----Communicates in an orderly, specific, and straight-
forward way
, 2 | Page
The Johari Window describes four zones. When working with a
member, the Hidden Zone represents:
----Solution----Information that is known to the member and not the
counselor
Which type of counseling should a consumer use when a member is
preparing for a large purchase?
----Solution----Preventive
What is NOT a vital counselor skill?
----Solution----Asking close-ended questions
An example of pacing is when a counselor:
----Solution----Matches the member's energy level
What is NOT a step in the change process?
----Solution----Not revising the plan
What decision making tool is best to use when considering all forces in
favor or against a plan so decision can be made?
----Solution----Force-field analysis
What is the first step of the counseling process?
