CEBS GBA 1 Practice Exam Newest 2025/2026
Complete Questions and Correct Detailed
Answers Already Graded A+|Assured Success
The ACA, in general, defined a full-time employee as one employed on average of
at least how many hours per week? - CORRECT ANSWER-30
The amount of covered medical expenses that a participant must incur before any
medical benefits for non-preventative care services or treatment become payable
under a plan is known as the: - CORRECT ANSWER-Deductible
The Small Business Health Care Relief Act created the qualified small employer
HRA (QSEHRA). This act applies to businesses with fewer than how many
employees? - CORRECT ANSWER-50
The ACA aimed to make health insurance more affordable by providing tax credits
to individuals ineligible for other affordable coverage and with income between
which limits: - CORRECT ANSWER-100% and 400% of the federal poverty line
,A prescription drug rebate occurs when: - CORRECT ANSWER-There is an
agreement between a pharmacy benefit manager and a drug manufacturer.
The concept designed to make victims of losses whole again reflect the principle
of: - CORRECT ANSWER-Indemnification
The design of any employee benefit plan should start with deciding: - CORRECT
ANSWER-What are the overall objectives of the plan.
A peril as the term applies to the insurance mechanism is defined as: - CORRECT
ANSWER-The cause of loss
A healthcare plan that has no restrictions on a member's choice of provider, no
"steerage," and no basic utilization management is known as: - CORRECT
ANSWER-Indemnity plan
The legislation that plays a fundamentally important role in protecting sensitive
patient information gathered during behavioral treatment is: - CORRECT
ANSWER-Health Insurance Portability and Accountability Act (HIPAA)
,A dental plan in which certain procedures are reimbursed on a scheduled basis
and others are reimbursed on a nonscheduled basis is called a(n): - CORRECT
ANSWER-Combination plan
Regarding return on investment (ROI) evaluations and calculations, ROI
evaluations usually: - CORRECT ANSWER-Only consider the payback for the
investor in terms of the money they get back for the money they put in.
A behavioral health care carve-out program usually operates under a separate
contract and from a separate company known as: - CORRECT ANSWER-a
Managed Behavioral Health Care Organization (MBHO)
There can be great variability in employer spending to sponsor a workplace
wellness program. The cost of these programs per employee per year typically
ranges from: - CORRECT ANSWER-$0-$450
Regarding employee benefit planning, the functional approach is: - CORRECT
ANSWER-Compatible with both the compensation/service oriented benefit
philosophy and the needs-oriented benefit philosophy
, The landmark "Inland Steel Case" had extreme importance because it: -
CORRECT ANSWER-Stated the employer had the duty to bargain in good faith
over wages which also included insurance and fringe benefits
Money forfeited by employees under the use-it-or-lose-it rule in cafeteria plans is
called an experience gain. These experience gains may not be: - CORRECT
ANSWER-Returned to the employees who incurred the forfeitures.
They may be:
- retained by the employer
- used to reduce admin expenses
- used to reduce employer's required salary reduction amounts
- donated to charity
Numerous studies have examined the effectiveness of workplace wellness
programs in promoting health or preventing disease. How effective are they
proven to be based on the studies? - CORRECT ANSWER-These programs have
had limited evidence of their effectiveness.
Generally in a premium conversion cafeteria plan: - CORRECT ANSWER-There
are no employer contributions.
Complete Questions and Correct Detailed
Answers Already Graded A+|Assured Success
The ACA, in general, defined a full-time employee as one employed on average of
at least how many hours per week? - CORRECT ANSWER-30
The amount of covered medical expenses that a participant must incur before any
medical benefits for non-preventative care services or treatment become payable
under a plan is known as the: - CORRECT ANSWER-Deductible
The Small Business Health Care Relief Act created the qualified small employer
HRA (QSEHRA). This act applies to businesses with fewer than how many
employees? - CORRECT ANSWER-50
The ACA aimed to make health insurance more affordable by providing tax credits
to individuals ineligible for other affordable coverage and with income between
which limits: - CORRECT ANSWER-100% and 400% of the federal poverty line
,A prescription drug rebate occurs when: - CORRECT ANSWER-There is an
agreement between a pharmacy benefit manager and a drug manufacturer.
The concept designed to make victims of losses whole again reflect the principle
of: - CORRECT ANSWER-Indemnification
The design of any employee benefit plan should start with deciding: - CORRECT
ANSWER-What are the overall objectives of the plan.
A peril as the term applies to the insurance mechanism is defined as: - CORRECT
ANSWER-The cause of loss
A healthcare plan that has no restrictions on a member's choice of provider, no
"steerage," and no basic utilization management is known as: - CORRECT
ANSWER-Indemnity plan
The legislation that plays a fundamentally important role in protecting sensitive
patient information gathered during behavioral treatment is: - CORRECT
ANSWER-Health Insurance Portability and Accountability Act (HIPAA)
,A dental plan in which certain procedures are reimbursed on a scheduled basis
and others are reimbursed on a nonscheduled basis is called a(n): - CORRECT
ANSWER-Combination plan
Regarding return on investment (ROI) evaluations and calculations, ROI
evaluations usually: - CORRECT ANSWER-Only consider the payback for the
investor in terms of the money they get back for the money they put in.
A behavioral health care carve-out program usually operates under a separate
contract and from a separate company known as: - CORRECT ANSWER-a
Managed Behavioral Health Care Organization (MBHO)
There can be great variability in employer spending to sponsor a workplace
wellness program. The cost of these programs per employee per year typically
ranges from: - CORRECT ANSWER-$0-$450
Regarding employee benefit planning, the functional approach is: - CORRECT
ANSWER-Compatible with both the compensation/service oriented benefit
philosophy and the needs-oriented benefit philosophy
, The landmark "Inland Steel Case" had extreme importance because it: -
CORRECT ANSWER-Stated the employer had the duty to bargain in good faith
over wages which also included insurance and fringe benefits
Money forfeited by employees under the use-it-or-lose-it rule in cafeteria plans is
called an experience gain. These experience gains may not be: - CORRECT
ANSWER-Returned to the employees who incurred the forfeitures.
They may be:
- retained by the employer
- used to reduce admin expenses
- used to reduce employer's required salary reduction amounts
- donated to charity
Numerous studies have examined the effectiveness of workplace wellness
programs in promoting health or preventing disease. How effective are they
proven to be based on the studies? - CORRECT ANSWER-These programs have
had limited evidence of their effectiveness.
Generally in a premium conversion cafeteria plan: - CORRECT ANSWER-There
are no employer contributions.
