NYC HOME IMPROVEMENT
CONTRACTOR EXAM STUDY GUIDE
QUESTIONS AND ANSWERS. VERIFIED
2025/2026.
Home Improvement Trust Fund - ANS A fund to which a contractor can contribute every two
years instead of securing a bond.
Plain English Contracts - ANS Contracts must be in plain English unless another language was
used in any oral spoken sales presentation.
DCA - ANS Department of Consumer Affairs.
Sales Persons Notification - ANS Sales persons must submit written confirmation of their
employment to DCA within 48 hours of appointment.
DOB - ANS Department of Buildings.
Sidewalk Work Permit - ANS A permit from DOT is required to perform sidewalk work.
DOT - ANS Department of Transportation.
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, License Application - ANS You must submit an application to DCA for a new or renewed
license; a separate home-improvement contractor license is required for each place of business.
Sales Tax Handling - ANS Contractors must collect sales tax for repairs from the consumer and
pay it.
Contract Amendment - ANS The contractor should provide a written amendment to the
contract if a consumer wants more work done beyond what's in the original contract.
Unlicensed Business Consequences - ANS The DCA will padlock, close down, and confiscate
tools and trucks used in connection with unlicensed home-improvement work.
Home Improvement Contract Requirements - ANS Every home improvement contract must
be in writing and signed by everyone involved, with a complete legible copy given to the
consumer at the time of signing.
Licensed Electrician Requirement - ANS You must use a licensed electrician to install anything
having to do with light, heat, and power, regardless of voltage.
Written Estimate Requirement - ANS A contractor must furnish a written estimate if the
consumer requests one, including a disclosed fee if applicable.
Consumer's Right to Cancel - ANS A contractor or sales person must inform the consumer of
their right to cancel a home improvement contract within three business days from the contract
date.
Notice of Cancellation - ANS A separate notice of cancellation must be provided to the
consumer at the time they sign the contract.
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
CONTRACTOR EXAM STUDY GUIDE
QUESTIONS AND ANSWERS. VERIFIED
2025/2026.
Home Improvement Trust Fund - ANS A fund to which a contractor can contribute every two
years instead of securing a bond.
Plain English Contracts - ANS Contracts must be in plain English unless another language was
used in any oral spoken sales presentation.
DCA - ANS Department of Consumer Affairs.
Sales Persons Notification - ANS Sales persons must submit written confirmation of their
employment to DCA within 48 hours of appointment.
DOB - ANS Department of Buildings.
Sidewalk Work Permit - ANS A permit from DOT is required to perform sidewalk work.
DOT - ANS Department of Transportation.
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, License Application - ANS You must submit an application to DCA for a new or renewed
license; a separate home-improvement contractor license is required for each place of business.
Sales Tax Handling - ANS Contractors must collect sales tax for repairs from the consumer and
pay it.
Contract Amendment - ANS The contractor should provide a written amendment to the
contract if a consumer wants more work done beyond what's in the original contract.
Unlicensed Business Consequences - ANS The DCA will padlock, close down, and confiscate
tools and trucks used in connection with unlicensed home-improvement work.
Home Improvement Contract Requirements - ANS Every home improvement contract must
be in writing and signed by everyone involved, with a complete legible copy given to the
consumer at the time of signing.
Licensed Electrician Requirement - ANS You must use a licensed electrician to install anything
having to do with light, heat, and power, regardless of voltage.
Written Estimate Requirement - ANS A contractor must furnish a written estimate if the
consumer requests one, including a disclosed fee if applicable.
Consumer's Right to Cancel - ANS A contractor or sales person must inform the consumer of
their right to cancel a home improvement contract within three business days from the contract
date.
Notice of Cancellation - ANS A separate notice of cancellation must be provided to the
consumer at the time they sign the contract.
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
