What right permits an insured to change from group health coverage under an
employer's policy to an individual policy without having to prove insurability?
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conversion
,Mike and Joyce's medical expense insurance coverage is provided by their employer,
Acme MFG, Inc. As such, how is their insurance provided?
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Group health insurance is a key aspect of the health insurance market, and
it is available to employer groups.
Health insurance insures against all of the following common perils, EXCEPT:
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Health insurance does not cover illness-related death, though one type of
health insurance (accidental death & dismemberment) covers accidental
deaths.
Which of the following types of medical expense insurers generally requires or
encourages insureds to use a network of health care providers for their medical care?
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Commercial insurers write traditional indemnity plans that reimburse the
insured for the cost of health care received, while managed care plans
offer health care through a network of health care providers and medical
facilities.
Each application for health insurance requires the signature of which party?
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the proposed insured, the producer, and all adults to be covered by the
policy
Mallory has a major medical policy that requires her to pay a deductible and then 20
percent of the first $10,000 of medical expenses she incurs. What is this percentage
called?
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Coinsurance is the percentage the insured must pay before the insurer
pays 100 percent. In this case, Mallory's coinsurance amount is 20 percent
of the first $10,000 of covered medical expenses. Once this threshold has
been reached, the insurer will pay for 100 percent of expenses beyond
$10,000.
Health insurance is primarily regulated at the:
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state level
Which type of Medicare supplement marketing method fails to disclose that the
purpose of the contact is the solicitation of insurance?
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employer's policy to an individual policy without having to prove insurability?
Give this one a try later!
conversion
,Mike and Joyce's medical expense insurance coverage is provided by their employer,
Acme MFG, Inc. As such, how is their insurance provided?
Give this one a try later!
Group health insurance is a key aspect of the health insurance market, and
it is available to employer groups.
Health insurance insures against all of the following common perils, EXCEPT:
Give this one a try later!
Health insurance does not cover illness-related death, though one type of
health insurance (accidental death & dismemberment) covers accidental
deaths.
Which of the following types of medical expense insurers generally requires or
encourages insureds to use a network of health care providers for their medical care?
Give this one a try later!
Commercial insurers write traditional indemnity plans that reimburse the
insured for the cost of health care received, while managed care plans
offer health care through a network of health care providers and medical
facilities.
Each application for health insurance requires the signature of which party?
, Give this one a try later!
the proposed insured, the producer, and all adults to be covered by the
policy
Mallory has a major medical policy that requires her to pay a deductible and then 20
percent of the first $10,000 of medical expenses she incurs. What is this percentage
called?
Give this one a try later!
Coinsurance is the percentage the insured must pay before the insurer
pays 100 percent. In this case, Mallory's coinsurance amount is 20 percent
of the first $10,000 of covered medical expenses. Once this threshold has
been reached, the insurer will pay for 100 percent of expenses beyond
$10,000.
Health insurance is primarily regulated at the:
Give this one a try later!
state level
Which type of Medicare supplement marketing method fails to disclose that the
purpose of the contact is the solicitation of insurance?
Give this one a try later!