QME EXAM NEWEST ACTUAL EXAM 2026
COMPLETE 350 QUESTIONS AND CORRECT
DETAILED VERIFIED ANSWERS ALREADY
GRADED EXAM STUDY GUIDE
COMPREHENSIVE EXAM Q AND A
⩥ 2. The "Grand Bargain" of the workers compensation system involves
employers agreeing to pay assured and fixed benefits for industrial
injuries
and workers agreeing to: Answer: Not sue their employer in civil court
for an industrial injury.
⩥ 3. The five basic categories of workers' compensation benefits are
called: Answer: Medical Treatment, Temporary Disability Benefits,
Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
⩥ 4. Temporary Disability Benefits are paid at the rate of
_____________ and are
usually limited by a ______________ time cap. Answer: 2/3 of average
"weekly" wages; 2 year
, ⩥ 5. Supplemental Job Displacement Benefits are available where:
Answer: The date of injury is AFTER "1/1/13" and the employer does
not offer
Return-to-Work.
⩥ 6. A(n) _____________ report, written by an AME, QME, or AQME,
does not involve
a face-to-face evaluation of an Applicant. Answer: Supplemental
⩥ 7. In the workers' compensation system, "Injury" is defined as:
Answer: Incident or exposure that causes disability or need for medical
treatment.
⩥ Where a prior injury (be it industrial or non-industrial) is
"exacerbated," it
means ______________; Where a prior injury (be it industrial or non-
industrial)
is "aggravated," it means ________________. Answer: There is a
temporary increase in symptoms but then a return
to baseline causing no additional Permanent Disability (PD); There
is an increase in symptoms with an increase in PD, and it is
considered a new injury.
COMPLETE 350 QUESTIONS AND CORRECT
DETAILED VERIFIED ANSWERS ALREADY
GRADED EXAM STUDY GUIDE
COMPREHENSIVE EXAM Q AND A
⩥ 2. The "Grand Bargain" of the workers compensation system involves
employers agreeing to pay assured and fixed benefits for industrial
injuries
and workers agreeing to: Answer: Not sue their employer in civil court
for an industrial injury.
⩥ 3. The five basic categories of workers' compensation benefits are
called: Answer: Medical Treatment, Temporary Disability Benefits,
Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
⩥ 4. Temporary Disability Benefits are paid at the rate of
_____________ and are
usually limited by a ______________ time cap. Answer: 2/3 of average
"weekly" wages; 2 year
, ⩥ 5. Supplemental Job Displacement Benefits are available where:
Answer: The date of injury is AFTER "1/1/13" and the employer does
not offer
Return-to-Work.
⩥ 6. A(n) _____________ report, written by an AME, QME, or AQME,
does not involve
a face-to-face evaluation of an Applicant. Answer: Supplemental
⩥ 7. In the workers' compensation system, "Injury" is defined as:
Answer: Incident or exposure that causes disability or need for medical
treatment.
⩥ Where a prior injury (be it industrial or non-industrial) is
"exacerbated," it
means ______________; Where a prior injury (be it industrial or non-
industrial)
is "aggravated," it means ________________. Answer: There is a
temporary increase in symptoms but then a return
to baseline causing no additional Permanent Disability (PD); There
is an increase in symptoms with an increase in PD, and it is
considered a new injury.
