CE SHOP FINAL EXAM 2025/2026
QUESTIONS AND ANSWERS 100% PASS
Blaire apparently hasn't learned her lesson. She paid a $5,000 penalty when MREC found her
guilty of misrepresentation, a $10,000 penalty when she was found guilty of placing a for sale
sign in someone's yard without permission, and now she's committed three more violations by
placing a series of discriminatory ads. What's the maximum penalty MREC can levy for these
new violations? - ANS 75,000
Which of these parties WOULD need a real estate license in Maryland? - ANS Marsha, an
attorney who is selling a client's home, as this is something she typically does as part of her
practice
New Maryland licensees pay a fee into the Guaranty Fund to help maintain it. What is the
amount of the fee? - ANS $20
DeShawn has been licensed as a salesperson in Maryland for 18 months. Which of the following
statements is true about his upcoming license renewal? - ANS The commission will send
DeShawn a renewal reminder at least 60 days before his license's expiration date.
Who presides over a Maryland Real Estate Commission hearing? - ANS An administrative law
judge
In order to qualify as one of the five real estate professional members of the Maryland Real
Estate Commission board, how many years of real estate experience must you have? -
ANS 10
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
,Damon lives in Frederick but is affiliated with a broker in downtown Baltimore. He'd like to
affiliate with a broker closer to home but doesn't want to sever his relationship with his current
broker. What needs to happen in order for Damon to be able to work for both brokerages? -
ANS Both brokers need to send a letter to the commission stating their approval of the
arrangement and that there is no conflict of interest.
Tiara's Maryland salesperson's license is going to expire next week if she doesn't complete all of
the required continuing education hours. She's completed three hours of agency, three hours of
legislative updates, 1.5 hours of fair housing, and three hours of electives. What other
coursework does she need to complete in order to renew her license? - ANS Three hours of
ethics (including professionalism) and 1.5 more hours of electives
In addition to your name, what must be included in any advertising? - ANS Designated name
of your brokerage firm
Kent's seller client's home just went under contract on Tuesday. Just as he's hanging the "under
contract" sign in the yard, he gets an email alert from a different buyer's agent with a new offer
attached. What should Kent do with the offer? - ANS Present it to his client.
Ben and Leslie received their finalized purchase contract on April 10, just moments after the
sellers put their final signatures on it. Ben and Leslie decided that since the home they're buying
was built in 1920, they'd like to have it inspected for lead-based paint. When is the latest that
the couple can have the inspection performed if they want to be able to back out of the
contract? - ANS April 20
Which of the following does NOT qualify as a ministerial act under Maryland law? -
ANS Offering earnest money deposit advice
Which of the following is NOT a penalty that the Maryland Real Estate Commission may impose
upon a licensee who violated the Maryland Code of Ethics? - ANS Jail time
For sale signs on ground rent properties that show the price of the property must also state
which of the following? - ANS Annual ground rent plus the full cost of capitalization
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, Shelby listed her seller client's condo on April 4. It went under contract May 16. That contract
fell through on May 29. The listing agreement expired on July 4, with no other offers or
contracts. On what date does the five-year record-retention clock start ticking? - ANS July 4
Jerry is a new licensee and he's excited to be creating some advertising. When he does this,
what must he remember about including his brokerage's designated name in his advertising? -
ANS The brokerage's designated business name must be meaningfully and conspicuously
present.
Fresh out of community college and newly licensed as a real estate salesperson, Ben just took
on a short sale as his first listing. Ben told his broker, Janine, that he could handle the
transaction and had just advised his seller client that he could do it with minimal damage to the
client's credit rating. Janine immediately took Ben off the listing and assigned it to a more
experienced licensee. Why? - ANS By predicting the seller's credit rating outcome, Ben
crossed the line into giving advice that requires additional licensure.
You're a real estate licensee in Maryland. You're walking through a property with a new seller
client. The seller tells you that the property is serviced by the public sewer system, but when
walking up the drive you noticed the access hatch for a septic system. What should you do? -
ANS Inquire about the homeowner's claim to ensure the property really is on public sewer.
Jason has completed 60 hours of Maryland pre-licensing real estate education, met the
minimum requirements, and passed his licensing examination. What else does he need in order
to receive an active license when applying for licensure? - ANS Affiliation with a supervising
broker
Which of these payment structures is illegal in Maryland? - ANS Dean, an unlicensed
assistant, is paid an extra $50 each time he takes clients on a showing on a licensee's behalf.
The Guaranty Fund paid a consumer's $15,000 claim because of licensee Ben's negligence. Ben
is breaking the news to his broker. How's his broker likely to respond? - ANS "Well, since this
means your license is suspended, we'll see you back at the office when you reimburse the
fund."
3 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
QUESTIONS AND ANSWERS 100% PASS
Blaire apparently hasn't learned her lesson. She paid a $5,000 penalty when MREC found her
guilty of misrepresentation, a $10,000 penalty when she was found guilty of placing a for sale
sign in someone's yard without permission, and now she's committed three more violations by
placing a series of discriminatory ads. What's the maximum penalty MREC can levy for these
new violations? - ANS 75,000
Which of these parties WOULD need a real estate license in Maryland? - ANS Marsha, an
attorney who is selling a client's home, as this is something she typically does as part of her
practice
New Maryland licensees pay a fee into the Guaranty Fund to help maintain it. What is the
amount of the fee? - ANS $20
DeShawn has been licensed as a salesperson in Maryland for 18 months. Which of the following
statements is true about his upcoming license renewal? - ANS The commission will send
DeShawn a renewal reminder at least 60 days before his license's expiration date.
Who presides over a Maryland Real Estate Commission hearing? - ANS An administrative law
judge
In order to qualify as one of the five real estate professional members of the Maryland Real
Estate Commission board, how many years of real estate experience must you have? -
ANS 10
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
,Damon lives in Frederick but is affiliated with a broker in downtown Baltimore. He'd like to
affiliate with a broker closer to home but doesn't want to sever his relationship with his current
broker. What needs to happen in order for Damon to be able to work for both brokerages? -
ANS Both brokers need to send a letter to the commission stating their approval of the
arrangement and that there is no conflict of interest.
Tiara's Maryland salesperson's license is going to expire next week if she doesn't complete all of
the required continuing education hours. She's completed three hours of agency, three hours of
legislative updates, 1.5 hours of fair housing, and three hours of electives. What other
coursework does she need to complete in order to renew her license? - ANS Three hours of
ethics (including professionalism) and 1.5 more hours of electives
In addition to your name, what must be included in any advertising? - ANS Designated name
of your brokerage firm
Kent's seller client's home just went under contract on Tuesday. Just as he's hanging the "under
contract" sign in the yard, he gets an email alert from a different buyer's agent with a new offer
attached. What should Kent do with the offer? - ANS Present it to his client.
Ben and Leslie received their finalized purchase contract on April 10, just moments after the
sellers put their final signatures on it. Ben and Leslie decided that since the home they're buying
was built in 1920, they'd like to have it inspected for lead-based paint. When is the latest that
the couple can have the inspection performed if they want to be able to back out of the
contract? - ANS April 20
Which of the following does NOT qualify as a ministerial act under Maryland law? -
ANS Offering earnest money deposit advice
Which of the following is NOT a penalty that the Maryland Real Estate Commission may impose
upon a licensee who violated the Maryland Code of Ethics? - ANS Jail time
For sale signs on ground rent properties that show the price of the property must also state
which of the following? - ANS Annual ground rent plus the full cost of capitalization
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
, Shelby listed her seller client's condo on April 4. It went under contract May 16. That contract
fell through on May 29. The listing agreement expired on July 4, with no other offers or
contracts. On what date does the five-year record-retention clock start ticking? - ANS July 4
Jerry is a new licensee and he's excited to be creating some advertising. When he does this,
what must he remember about including his brokerage's designated name in his advertising? -
ANS The brokerage's designated business name must be meaningfully and conspicuously
present.
Fresh out of community college and newly licensed as a real estate salesperson, Ben just took
on a short sale as his first listing. Ben told his broker, Janine, that he could handle the
transaction and had just advised his seller client that he could do it with minimal damage to the
client's credit rating. Janine immediately took Ben off the listing and assigned it to a more
experienced licensee. Why? - ANS By predicting the seller's credit rating outcome, Ben
crossed the line into giving advice that requires additional licensure.
You're a real estate licensee in Maryland. You're walking through a property with a new seller
client. The seller tells you that the property is serviced by the public sewer system, but when
walking up the drive you noticed the access hatch for a septic system. What should you do? -
ANS Inquire about the homeowner's claim to ensure the property really is on public sewer.
Jason has completed 60 hours of Maryland pre-licensing real estate education, met the
minimum requirements, and passed his licensing examination. What else does he need in order
to receive an active license when applying for licensure? - ANS Affiliation with a supervising
broker
Which of these payment structures is illegal in Maryland? - ANS Dean, an unlicensed
assistant, is paid an extra $50 each time he takes clients on a showing on a licensee's behalf.
The Guaranty Fund paid a consumer's $15,000 claim because of licensee Ben's negligence. Ben
is breaking the news to his broker. How's his broker likely to respond? - ANS "Well, since this
means your license is suspended, we'll see you back at the office when you reimburse the
fund."
3 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
