Nevada Life and Health License Exam Prep
Questions 2025 (Actual Exam) Questions with
verified Answers (Latest Update 2025) UPDATE!!
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Terms in this set (329)
What are the four required Agreement, consideration, competent parties, and
elements of an insurance legal purpose.
contract?
General Information and the Medical Information. An
What two parts make up a
agent's report can go in a life insurance application
life insurance application?
but is not included in the life insurance policy.
When must insurable At the time of application.
interest exist in life
insurance?
When does coverage At the time of the application.
begin, if the premium was
submitted with the
application, and the policy
was issued two weeks
later?
If an agent makes a The applicant.
mistake on the application
and then corrects it, who
must initial that change?
, Insurers may change what The rates by class.
on a guaranteed
renewable health
insurance polity?
At what age may an At age 65.
individual make
withdrawals from an HSA
for nonhealth purposes
without being penalized?
Which provision states Recurrent Disability Provision
how much time must pass
between two like illnesses
in order for the second
one to be covered under
a new set of benefits?
In forming an insurance When an insurer's underwriter approves coverage
contract, when does
acceptance occur?
What is an important Diagnostic and preventive care
feature of a dental
expense insurance plan
that is not found in a
medical expense
insurance plan?
What best describes the The insured is not required to pay a deductible
"first-dollar coverage"
principle in basic medical
insurance?
Occasional visits by what Attending physicians
medical professionals will
not be covered under
Long-Term Care's home
health care?
Questions 2025 (Actual Exam) Questions with
verified Answers (Latest Update 2025) UPDATE!!
Save
Terms in this set (329)
What are the four required Agreement, consideration, competent parties, and
elements of an insurance legal purpose.
contract?
General Information and the Medical Information. An
What two parts make up a
agent's report can go in a life insurance application
life insurance application?
but is not included in the life insurance policy.
When must insurable At the time of application.
interest exist in life
insurance?
When does coverage At the time of the application.
begin, if the premium was
submitted with the
application, and the policy
was issued two weeks
later?
If an agent makes a The applicant.
mistake on the application
and then corrects it, who
must initial that change?
, Insurers may change what The rates by class.
on a guaranteed
renewable health
insurance polity?
At what age may an At age 65.
individual make
withdrawals from an HSA
for nonhealth purposes
without being penalized?
Which provision states Recurrent Disability Provision
how much time must pass
between two like illnesses
in order for the second
one to be covered under
a new set of benefits?
In forming an insurance When an insurer's underwriter approves coverage
contract, when does
acceptance occur?
What is an important Diagnostic and preventive care
feature of a dental
expense insurance plan
that is not found in a
medical expense
insurance plan?
What best describes the The insured is not required to pay a deductible
"first-dollar coverage"
principle in basic medical
insurance?
Occasional visits by what Attending physicians
medical professionals will
not be covered under
Long-Term Care's home
health care?