Texas insurance adjuster study guide
Questions with 100% Correct Answers
You have just completed the handling of John Wood's roof claim. Mr Wood
disagrees with your coverage determination to deny his claim, what must you
provide to mr. Wood? Correct Answer: written explanation of full or partial
rejection of the claim.
An employee of the insurance company's claim department Correct Answer:
staff adjuster
Dr. Phillips completed a surgical procedure on his patient. it was later
determined his method was completed incorrectly and caused more damage.
what type of liability is this? Correct Answer: Professional liability
which. of the following statements best describes an inland marine policy?
Correct Answer: pertains to cargo with a fixed location
the type of loss involves only the insurer and the insured Correct Answer: first
party loss
Jason is an unauthorized insurer and wants to do business in Texas. under what
circumstances could he operate in Texas? Correct Answer: After receiving a
certificate of approval from the Texas department of insurance
Mary johnson owns a local maid service. she wants to get some form of
protection to protect her company against dishonesty on the part of her
employees. what type of bond does she need to get to protect her company?
Correct Answer: Fidelity bond
insurance contract must have_________ for a contract to be legal and
enforceable ? Correct Answer: Competent parties
Questions with 100% Correct Answers
You have just completed the handling of John Wood's roof claim. Mr Wood
disagrees with your coverage determination to deny his claim, what must you
provide to mr. Wood? Correct Answer: written explanation of full or partial
rejection of the claim.
An employee of the insurance company's claim department Correct Answer:
staff adjuster
Dr. Phillips completed a surgical procedure on his patient. it was later
determined his method was completed incorrectly and caused more damage.
what type of liability is this? Correct Answer: Professional liability
which. of the following statements best describes an inland marine policy?
Correct Answer: pertains to cargo with a fixed location
the type of loss involves only the insurer and the insured Correct Answer: first
party loss
Jason is an unauthorized insurer and wants to do business in Texas. under what
circumstances could he operate in Texas? Correct Answer: After receiving a
certificate of approval from the Texas department of insurance
Mary johnson owns a local maid service. she wants to get some form of
protection to protect her company against dishonesty on the part of her
employees. what type of bond does she need to get to protect her company?
Correct Answer: Fidelity bond
insurance contract must have_________ for a contract to be legal and
enforceable ? Correct Answer: Competent parties
