AIC 32 - LIABILITY LATEST
CLAIMS PRACTICES
Damages - ANSWERS-Money claimed by or awarded to a party who
has suffered a loss.Thir
Third-Party Claim - ANSWERS-A demand against an insured by a
person or organization seeking to recover damages that may be payable
by the insured's liability insurance.
Consent-To-Settle Clause - ANSWERS-An insurance policy provision,
usually found only in professional liability policies, that require to
insurer to obtain consent from the insured before settling a claim.
Civil Rights Act of 1964 - ANSWERS-The law that prohibits
discrimination in employment because of race, color, religion, sex, or
national origin, or on the basis of pregnancy, childbirth, or related
medical conditions.
Trespasser - ANSWERS-Someone who intentionally enters on a
property of another without permission or legal right to do so.
Attractive Nuisance Doctrine - ANSWERS-A doctrine treating children
as licensee, or guest, rather than a trespasser where there are conditions
that are certain to attract them.
END OF
PAGE
1
, AIC 32 - LIABILITY LATEST
CLAIMS PRACTICES
Known Trespasser - ANSWERS-An individual whose trespassing is
tolerated by the land owner.
Licensee - ANSWERS-A person who has permission to enter onto
another property.
Business Invitee - ANSWERS-Someone who has expressed or implied
permission to be on the premises for purpose of doing business.
Actual Notice - ANSWERS-Information that has been directly given to
a land possessor about a hazard on the premises. The land possessor has
been given ___________ notice.
Constructive Notice (or Interpreted Notice) - ANSWERS-When a
hazard has existed for a sufficient length of time on a premises and the
land possessor should have known about it.
Vicious Propensities - ANSWERS-The tendency of an animal to try and
harm other people by acting in some menacing way.
END OF
PAGE
2
, AIC 32 - LIABILITY LATEST
CLAIMS PRACTICES
Negligent Hiring and/or Retention - ANSWERS-When an employer
fails to perform an adequate background check or is aware an employee
might be a threat to the safety of others, the employer could be liable by
_____________________________.
Equal Pay Act of 1963 - ANSWERS-This' law prohibits differences in
pay between women and men for substantially the same work.
Age Discrimination in Employment Act of 1967 (ADEA) - ANSWERS-
This law prohibits discrimination by employers against any individual
with respect to
hiring, terminations, promotions and demotions, compensation, and the
terms and conditions of employment on the basis of age when a worker
is
forty years old or older.
Americans With Disabilities Act of 1990 (ADA) - ANSWERS-This law
prohibits
workplace discrimination against workers with disabilities and requires
employers to make reasonable accommodations in the workplace for
workers with disabilities.
END OF
PAGE
3
CLAIMS PRACTICES
Damages - ANSWERS-Money claimed by or awarded to a party who
has suffered a loss.Thir
Third-Party Claim - ANSWERS-A demand against an insured by a
person or organization seeking to recover damages that may be payable
by the insured's liability insurance.
Consent-To-Settle Clause - ANSWERS-An insurance policy provision,
usually found only in professional liability policies, that require to
insurer to obtain consent from the insured before settling a claim.
Civil Rights Act of 1964 - ANSWERS-The law that prohibits
discrimination in employment because of race, color, religion, sex, or
national origin, or on the basis of pregnancy, childbirth, or related
medical conditions.
Trespasser - ANSWERS-Someone who intentionally enters on a
property of another without permission or legal right to do so.
Attractive Nuisance Doctrine - ANSWERS-A doctrine treating children
as licensee, or guest, rather than a trespasser where there are conditions
that are certain to attract them.
END OF
PAGE
1
, AIC 32 - LIABILITY LATEST
CLAIMS PRACTICES
Known Trespasser - ANSWERS-An individual whose trespassing is
tolerated by the land owner.
Licensee - ANSWERS-A person who has permission to enter onto
another property.
Business Invitee - ANSWERS-Someone who has expressed or implied
permission to be on the premises for purpose of doing business.
Actual Notice - ANSWERS-Information that has been directly given to
a land possessor about a hazard on the premises. The land possessor has
been given ___________ notice.
Constructive Notice (or Interpreted Notice) - ANSWERS-When a
hazard has existed for a sufficient length of time on a premises and the
land possessor should have known about it.
Vicious Propensities - ANSWERS-The tendency of an animal to try and
harm other people by acting in some menacing way.
END OF
PAGE
2
, AIC 32 - LIABILITY LATEST
CLAIMS PRACTICES
Negligent Hiring and/or Retention - ANSWERS-When an employer
fails to perform an adequate background check or is aware an employee
might be a threat to the safety of others, the employer could be liable by
_____________________________.
Equal Pay Act of 1963 - ANSWERS-This' law prohibits differences in
pay between women and men for substantially the same work.
Age Discrimination in Employment Act of 1967 (ADEA) - ANSWERS-
This law prohibits discrimination by employers against any individual
with respect to
hiring, terminations, promotions and demotions, compensation, and the
terms and conditions of employment on the basis of age when a worker
is
forty years old or older.
Americans With Disabilities Act of 1990 (ADA) - ANSWERS-This law
prohibits
workplace discrimination against workers with disabilities and requires
employers to make reasonable accommodations in the workplace for
workers with disabilities.
END OF
PAGE
3
