GEORGIA REAL ESTATE LICENSE
EXAMINATION TEST 2026 QUESTIONS AND
ANSWERS 100% CORRECT
⩥ errors and omissions insurance is. Answer: not required in GA
⩥ certificate of title. Answer: The written opinion of title identifying the
fee owner of a property and naming anyone with a legitimate right or
interest in the property held by lender while loan payments are being
made
⩥ Grantee. Answer: THE LENDER is the grantee, the party receiving
the deed and accepting an interest in the property as security for the debt
⩥ Grantor. Answer: the party giving the deed, THE BORROWER, who
transfers the interest in the property to the lender with the right to non-
judicial foreclosure
⩥ constructive notice. Answer: Notice given to the world by recorded
documents regarding interests and rights in real estate. All people are
charged with knowledge of such documents and their contents, whether
or not they have actually examined them.
, ⩥ adverse possession. Answer: Requires use of land without the owner's
permission for at is 20 years. The claimant must have maintained visible,
actual, hostile, continuous, and notorious possession of the property and
be publicly claiming ownership to the property
⩥ license renewal period. Answer: 4 years for all licensees in GA
⩥ business license location. Answer: real estate companies must pay for
the business license in jurisdictions where they have offices
⩥ security deed. Answer: conveys title to the lender to secure the debt.
⩥ equitable title. Answer: Borrower has right to obtain absolute
ownership to property when legal title is held in another's name (lender).
⩥ dower and curtesy rights. Answer: Georgia does not recognize the
rights of dower for a widow or curtesy for a widower.
⩥ Georgia Education, Research, and Recovery Fund. Answer: an
aggrieved individual must sue the licensee, obtain a judgment, and then
attempt to collect on the judgment lien.
⩥ Dual agency. Answer: is permitted only if both parties agree to the
dual representation
EXAMINATION TEST 2026 QUESTIONS AND
ANSWERS 100% CORRECT
⩥ errors and omissions insurance is. Answer: not required in GA
⩥ certificate of title. Answer: The written opinion of title identifying the
fee owner of a property and naming anyone with a legitimate right or
interest in the property held by lender while loan payments are being
made
⩥ Grantee. Answer: THE LENDER is the grantee, the party receiving
the deed and accepting an interest in the property as security for the debt
⩥ Grantor. Answer: the party giving the deed, THE BORROWER, who
transfers the interest in the property to the lender with the right to non-
judicial foreclosure
⩥ constructive notice. Answer: Notice given to the world by recorded
documents regarding interests and rights in real estate. All people are
charged with knowledge of such documents and their contents, whether
or not they have actually examined them.
, ⩥ adverse possession. Answer: Requires use of land without the owner's
permission for at is 20 years. The claimant must have maintained visible,
actual, hostile, continuous, and notorious possession of the property and
be publicly claiming ownership to the property
⩥ license renewal period. Answer: 4 years for all licensees in GA
⩥ business license location. Answer: real estate companies must pay for
the business license in jurisdictions where they have offices
⩥ security deed. Answer: conveys title to the lender to secure the debt.
⩥ equitable title. Answer: Borrower has right to obtain absolute
ownership to property when legal title is held in another's name (lender).
⩥ dower and curtesy rights. Answer: Georgia does not recognize the
rights of dower for a widow or curtesy for a widower.
⩥ Georgia Education, Research, and Recovery Fund. Answer: an
aggrieved individual must sue the licensee, obtain a judgment, and then
attempt to collect on the judgment lien.
⩥ Dual agency. Answer: is permitted only if both parties agree to the
dual representation
