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CPCU 552 Chapter 1 Questions and Correct Answers

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CPCU 552 Chapter 1 Questions and Correct Answers CPCU 552 Chapter 1 Questions and Correct Answers

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CPCU 552 Chapter 1 Questions and Correct
Answers
Liability loss Ans: Any loss that a person or an organization
sustains as a result of a claim or suit against that person or
organization by someone seeking damages or some other remedy
permitted by law

Legal liability Ans: The legally enforceable obligation of a person
or an organization to pay a sum of money (called damages) to
another person or organization

Civil law Ans: A classification of law that applies to legal matter
not governed by criminal law and that protects rights and provides
remedies for breaches of duties owed to others

Criminal law Ans: The branch of the law that imposes penalties
for wrongs against society

Tort Ans: A wrongful act or an omission, other than a crime or a
breach of contract, that invades a legally protected right

Negligence Ans: The failure to exercise the degree of care that a
reasonable person in a similar situation would exercise to avoid
harming others




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