10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
Florida 4-40 Customer Representative (CIR)
License - English Exam (2025) UPDATE Verified
Questions And Answers | With 100% Correct
Answers graded A+ Guaranteed Success!!
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Terms in this set (141)
Jesse's home is worth 10,000
$200,000 and he has a
homeowners policy with a
$160,000 limit. After a
covered loss, Jesse is left
with a total of $10,000 in
damages. Assuming the
insurer requires the
standard 80% level of
insurance for coinsurance
purposes, and ignoring
any deductibles, how
much will Jesse receive in
indemnification?
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,10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
A power surge sparks a The power surge
small electrical fire in an
office building. The
electrical fire triggers the
automatic sprinkler
system. The water from the
sprinklers soaks the
carpets and shorts-out all
the computers, causing
thousands of dollars in
damage. What is the
proximate cause of the
loss?
Which of the following An insurance adjuster receives her authority to sell
statements is NOT true of products on behalf of the insurer through a written
an insurance adjuster? contract.
Samantha, an agent for Samantha is fulfilling her fiduciary duty to NED
NED Insurance, routinely Insurance by selling more policies.
misrepresents policy
provisions or fails to bring
them up at all in her sales
discussions with potential
clients in an effort to make
more sales. All of the
following statements are
likely true, EXCEPT:
https://quizlet.com/1098258478/florida-4-40-customer-representative-cir-license-english-exam-2025-update-verified-questions-and-answers-with-100-… 2/45
,10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
After her business apparent authority
suffered damage in a fire,
Jane filed a claim with
Acme Insurance, which
dispatched Bob to adjust
it, even though he was not
allowed to adjust
commercial claims. He
investigated Jane's losses
and submitted his estimate
to Acme Insurance, which
issued her a settlement
check based on that
estimate. Bob had _______
because Acme Insurance
accepted his estimate and
paid Jane's claim.
Which of the following Disaster preparedness education
was NOT a major benefit
of The My Safe Florida
Home Program?
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, 10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
Sam, who has a typical $0
HO-3 policy, is forced to
evacuate his home by civil
authorities due to rising
flood waters in his
neighborhood. It takes a
month before Sam is
allowed to come back to
his home. During this time,
he has spent $3,000 in
hotel expenses, on top of
his monthly mortgage
payment of $850. When
he files a claim, how much
will Sam receive under
Coverage D - Loss of
Use?
Anton is purchasing HO-5
homeowner's insurance
for his new house. He
wants to make sure his
policy offers the BEST
coverage available. Which
policy should Anton
choose?
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Florida 4-40 Customer Representative (CIR)
License - English Exam (2025) UPDATE Verified
Questions And Answers | With 100% Correct
Answers graded A+ Guaranteed Success!!
Save
Terms in this set (141)
Jesse's home is worth 10,000
$200,000 and he has a
homeowners policy with a
$160,000 limit. After a
covered loss, Jesse is left
with a total of $10,000 in
damages. Assuming the
insurer requires the
standard 80% level of
insurance for coinsurance
purposes, and ignoring
any deductibles, how
much will Jesse receive in
indemnification?
https://quizlet.com/1098258478/florida-4-40-customer-representative-cir-license-english-exam-2025-update-verified-questions-and-answers-with-100-… 1/45
,10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
A power surge sparks a The power surge
small electrical fire in an
office building. The
electrical fire triggers the
automatic sprinkler
system. The water from the
sprinklers soaks the
carpets and shorts-out all
the computers, causing
thousands of dollars in
damage. What is the
proximate cause of the
loss?
Which of the following An insurance adjuster receives her authority to sell
statements is NOT true of products on behalf of the insurer through a written
an insurance adjuster? contract.
Samantha, an agent for Samantha is fulfilling her fiduciary duty to NED
NED Insurance, routinely Insurance by selling more policies.
misrepresents policy
provisions or fails to bring
them up at all in her sales
discussions with potential
clients in an effort to make
more sales. All of the
following statements are
likely true, EXCEPT:
https://quizlet.com/1098258478/florida-4-40-customer-representative-cir-license-english-exam-2025-update-verified-questions-and-answers-with-100-… 2/45
,10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
After her business apparent authority
suffered damage in a fire,
Jane filed a claim with
Acme Insurance, which
dispatched Bob to adjust
it, even though he was not
allowed to adjust
commercial claims. He
investigated Jane's losses
and submitted his estimate
to Acme Insurance, which
issued her a settlement
check based on that
estimate. Bob had _______
because Acme Insurance
accepted his estimate and
paid Jane's claim.
Which of the following Disaster preparedness education
was NOT a major benefit
of The My Safe Florida
Home Program?
https://quizlet.com/1098258478/florida-4-40-customer-representative-cir-license-english-exam-2025-update-verified-questions-and-answers-with-100-… 3/45
, 10/25/25, 1:50 PM Florida 4-40 Customer Representative (CIR) License - English Exam (2025) UPDATE Verified Questions And Answers | With 100…
Sam, who has a typical $0
HO-3 policy, is forced to
evacuate his home by civil
authorities due to rising
flood waters in his
neighborhood. It takes a
month before Sam is
allowed to come back to
his home. During this time,
he has spent $3,000 in
hotel expenses, on top of
his monthly mortgage
payment of $850. When
he files a claim, how much
will Sam receive under
Coverage D - Loss of
Use?
Anton is purchasing HO-5
homeowner's insurance
for his new house. He
wants to make sure his
policy offers the BEST
coverage available. Which
policy should Anton
choose?
https://quizlet.com/1098258478/florida-4-40-customer-representative-cir-license-english-exam-2025-update-verified-questions-and-answers-with-100-… 4/45
