PHPM 310 FINAL REVIEW EXAM
UPDATED QUESTIONS AND CORRECT
ANSWERS.
Medical malpractice "crises" are best explained by:
(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - ANS Competitions amongst insurance
The need for malpractice reform is driven by - ANS physician dissatisfaction with malpractice
premiums
-> tort reform: making it harder to sue physicians
Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)
T or F - ANS False: tort reforms are good for doctors but not good for doctors
Which statement regarding negligent injury and malpractice claims is true?
-Most patients who are negligently injured sue
-Most suits are brought by patients who have been negligently injured - ANS Neither
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,Which tort reform is most likely to improve the efficiency and fairness of the medical
malpractice system and be politically feasible in the US? - ANS holding organizations, not
individual physicians, liable
Goals of the medical malpractice system include:
-Deter medical negligence
-Remunerate patients for injuries suffered due to negligence
-Both
-Neither - ANS Both
Medical malpractice claims involved both civil and criminal penalties
T or F - ANS False: most civil penalties
The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed
10% of total health spending
T or F - ANS False: because there it not that many cases and spend so much on healthcare
Most injuries return a verdict favoring got plaintiff (patient)
T or F - ANS False
Plaintiffs more likely to win a malpractice case when evidence of negligence is higher
T or F - ANS True
In Dr. Gerald's opinion, which is a more important problem? - ANS Medical errors
What is the most important problem with our current medical malpractice system
-Accuracy
-Cost - ANS Accuracy
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, Over the past 10-15 years, the number of medical malpractice suits has been increasing
T or F - ANS False
The largest absolute reduction in the percent of Americans without health insurance occurred
among this income group - ANS <138% of the FPL
After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:
-Employers
-Government: Medicaid expansion
-Both
-Neither - ANS Government: Medicaid expansion
After the ACA, this income group was more likely to have total medical expenditures that
exceeded 19.5% of their income
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
-all of the above were less likely to have total medical expenditures that exceeded 19.5% of
their income - ANS 250-400% of the FPL
Because they fell into the gap; not rich enough to have private insurance and not poor enough
to have ACA
Today, which income group has the greatest risk of being uninsured?
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
3 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED
UPDATED QUESTIONS AND CORRECT
ANSWERS.
Medical malpractice "crises" are best explained by:
(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - ANS Competitions amongst insurance
The need for malpractice reform is driven by - ANS physician dissatisfaction with malpractice
premiums
-> tort reform: making it harder to sue physicians
Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)
T or F - ANS False: tort reforms are good for doctors but not good for doctors
Which statement regarding negligent injury and malpractice claims is true?
-Most patients who are negligently injured sue
-Most suits are brought by patients who have been negligently injured - ANS Neither
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED
,Which tort reform is most likely to improve the efficiency and fairness of the medical
malpractice system and be politically feasible in the US? - ANS holding organizations, not
individual physicians, liable
Goals of the medical malpractice system include:
-Deter medical negligence
-Remunerate patients for injuries suffered due to negligence
-Both
-Neither - ANS Both
Medical malpractice claims involved both civil and criminal penalties
T or F - ANS False: most civil penalties
The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed
10% of total health spending
T or F - ANS False: because there it not that many cases and spend so much on healthcare
Most injuries return a verdict favoring got plaintiff (patient)
T or F - ANS False
Plaintiffs more likely to win a malpractice case when evidence of negligence is higher
T or F - ANS True
In Dr. Gerald's opinion, which is a more important problem? - ANS Medical errors
What is the most important problem with our current medical malpractice system
-Accuracy
-Cost - ANS Accuracy
2 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED
, Over the past 10-15 years, the number of medical malpractice suits has been increasing
T or F - ANS False
The largest absolute reduction in the percent of Americans without health insurance occurred
among this income group - ANS <138% of the FPL
After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:
-Employers
-Government: Medicaid expansion
-Both
-Neither - ANS Government: Medicaid expansion
After the ACA, this income group was more likely to have total medical expenditures that
exceeded 19.5% of their income
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
-all of the above were less likely to have total medical expenditures that exceeded 19.5% of
their income - ANS 250-400% of the FPL
Because they fell into the gap; not rich enough to have private insurance and not poor enough
to have ACA
Today, which income group has the greatest risk of being uninsured?
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
3 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED
