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ILLINOIS PUBLIC ADJUSTER EXAM VERSION 1 NEWEST
2025/2026 NEWEST ACTUAL EXAM WITH COMPLETE
QUESTIONS AND VERIFIED ANSWERS |ALREADY GRADED
A+|
48. Why is there a 30-day waiting period for flood insurance?
(A. To allow the insurer time to inspect the building
(B. To provide sufficient time for underwriting and checking of
flood zones
(C. To prevent abuse to the insurance system
(D. To allow an applicant to complete an elevation certificate -
ANSWER-(C. To prevent abuse to the insurance system
49. Which of the following is not covered by a flood policy?
(A. Artwork and furs
(B. Carpeting above the basement floor
(C. Air conditioning units
(D. Additional living expenses - ANSWER-(D. Additional living
expenses
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50. Which of the following is false about Increased Cost of
Compliance (ICC) coverage in a commercial flood policy?
(A. It provides up to $30,000 of the cost to elevate, demolish, or
relocate the property after a flood loss
(B. A flood-damaged building must have been declared
substantially damaged in order for ICC coverage to apply
(C. A separate deductible of$500 applies
(D. Flood policies automatically include ICC coverage for al
eligible properties - ANSWER-(C. A separate deductible of$500
applies
51. Which is not a type of window?
(A. Casement
(B. Double hung
(C. Horizontal slider
(D. Pocket - ANSWER-(D. Pocket
52. When may a truss be notched or grooved?
(A. Under the supervision of a certified engineer
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(B. When the notches are less than 2" and are spaced at least 12"
apart
(C. When they improve the appearance of the completed
structure
(D. Never - ANSWER-(A. Under the supervision of a certified
engineer
53. A concrete wall is being built that is 4 feet high, 50 feet long
and 12 inches thick. Rounding up to the nearest whole number,
how many cubic yards of concrete should be ordered?
(A. 4
(B. 7
(C. 8
(D. 10 - ANSWER-(C. 8
54. A hip roof is 42 feet long and 24 feet wide. How long is the
ridge?
(A. 18 feet
(B. 20feet
(C. 24feet
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(D. 30 feet - ANSWER-(A. 18 feet
55. A gable roof 32 feet long is to have rafters installed 16 inches
on center. How many rafters are needed?
(A. 25
(B. 45
(C. 50
(D. 88 - ANSWER-(C. 50
56. What is the maximum rise of stairs in most building codes?
(A. 3 to 4 inches
(B. 5 to 6 inches
(C. 7 to 8 inches
(D. 9 to 10inches - ANSWER-(C. 7 to 8 inches
57. In construction terminology, what is pitch?
(A. The depth of soil prior to pouring of the footers
(B. Something that a pitcher throws
ILLINOIS PUBLIC ADJUSTER EXAM VERSION 1 NEWEST
2025/2026 NEWEST ACTUAL EXAM WITH COMPLETE
QUESTIONS AND VERIFIED ANSWERS |ALREADY GRADED
A+|
48. Why is there a 30-day waiting period for flood insurance?
(A. To allow the insurer time to inspect the building
(B. To provide sufficient time for underwriting and checking of
flood zones
(C. To prevent abuse to the insurance system
(D. To allow an applicant to complete an elevation certificate -
ANSWER-(C. To prevent abuse to the insurance system
49. Which of the following is not covered by a flood policy?
(A. Artwork and furs
(B. Carpeting above the basement floor
(C. Air conditioning units
(D. Additional living expenses - ANSWER-(D. Additional living
expenses
, Page |2
50. Which of the following is false about Increased Cost of
Compliance (ICC) coverage in a commercial flood policy?
(A. It provides up to $30,000 of the cost to elevate, demolish, or
relocate the property after a flood loss
(B. A flood-damaged building must have been declared
substantially damaged in order for ICC coverage to apply
(C. A separate deductible of$500 applies
(D. Flood policies automatically include ICC coverage for al
eligible properties - ANSWER-(C. A separate deductible of$500
applies
51. Which is not a type of window?
(A. Casement
(B. Double hung
(C. Horizontal slider
(D. Pocket - ANSWER-(D. Pocket
52. When may a truss be notched or grooved?
(A. Under the supervision of a certified engineer
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(B. When the notches are less than 2" and are spaced at least 12"
apart
(C. When they improve the appearance of the completed
structure
(D. Never - ANSWER-(A. Under the supervision of a certified
engineer
53. A concrete wall is being built that is 4 feet high, 50 feet long
and 12 inches thick. Rounding up to the nearest whole number,
how many cubic yards of concrete should be ordered?
(A. 4
(B. 7
(C. 8
(D. 10 - ANSWER-(C. 8
54. A hip roof is 42 feet long and 24 feet wide. How long is the
ridge?
(A. 18 feet
(B. 20feet
(C. 24feet
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(D. 30 feet - ANSWER-(A. 18 feet
55. A gable roof 32 feet long is to have rafters installed 16 inches
on center. How many rafters are needed?
(A. 25
(B. 45
(C. 50
(D. 88 - ANSWER-(C. 50
56. What is the maximum rise of stairs in most building codes?
(A. 3 to 4 inches
(B. 5 to 6 inches
(C. 7 to 8 inches
(D. 9 to 10inches - ANSWER-(C. 7 to 8 inches
57. In construction terminology, what is pitch?
(A. The depth of soil prior to pouring of the footers
(B. Something that a pitcher throws
