CIC Casualty – CGL Exam 2026
Questions and Answers
CGL Declarations - Correct answer-Named Insured; Mailing Addr; Term; Limits;
Form of biz; Biz description
CGL Sections - Correct answer-Coverages; Who is Insured; Limits; Conditions;
Definitions
CGL - 3 Coverages - Correct answer-A - BI/PD
B - P/A
C - Medical Payments
Coverage A - Exposures - Correct answer-Premises; Operations; Products;
Completed Ops; Contractual; Contingent
Coverage B - Exposures - Correct answer-Operations; Contingent
Coverage C - Exposures - Correct answer-Premises; Operations
CGL Preamble - Correct answer-Restricts coverage; Defines Insured/Insurer; ID's
special meanings
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, Premises - Exposure - Correct answer-Applies to Owner, LLs, Tenants; Out of
ownership, maintenance, or use of Premises
Operations - Exposure - Correct answer-Including service and repair; while activity
is ongoing
Products - Exposure - Correct answer-Sale, distribution, or manufacture
Completed Ops - Expousure - Correct answer-Operations, after activity is
concluded
Contractual - Exposure - Correct answer-Party assumes liability of another
Contingent - Exposure - Correct answer-Out of work performed for insured, by
someone else
Personal Injury - Exposure - Correct answer-Intentional torts (libel, slander, etc.)
Advertising - Exposure - Correct answer-Misappropriation of ideas; Style of biz;
Copyright infringement
CGL - Who is Insured - Correct answer-Named; Automatic; Non-Automatic
Named Insured - Correct answer-Listed on dec; Scheduled
Automatic Insureds - Correct answer-If SP, their spouse, in relation to biz
If Partner/JV, then partners, members, spouses
©COPYRIGHT 2025, ALL RIGHTS RESERVED 2
Questions and Answers
CGL Declarations - Correct answer-Named Insured; Mailing Addr; Term; Limits;
Form of biz; Biz description
CGL Sections - Correct answer-Coverages; Who is Insured; Limits; Conditions;
Definitions
CGL - 3 Coverages - Correct answer-A - BI/PD
B - P/A
C - Medical Payments
Coverage A - Exposures - Correct answer-Premises; Operations; Products;
Completed Ops; Contractual; Contingent
Coverage B - Exposures - Correct answer-Operations; Contingent
Coverage C - Exposures - Correct answer-Premises; Operations
CGL Preamble - Correct answer-Restricts coverage; Defines Insured/Insurer; ID's
special meanings
©COPYRIGHT 2025, ALL RIGHTS RESERVED 1
, Premises - Exposure - Correct answer-Applies to Owner, LLs, Tenants; Out of
ownership, maintenance, or use of Premises
Operations - Exposure - Correct answer-Including service and repair; while activity
is ongoing
Products - Exposure - Correct answer-Sale, distribution, or manufacture
Completed Ops - Expousure - Correct answer-Operations, after activity is
concluded
Contractual - Exposure - Correct answer-Party assumes liability of another
Contingent - Exposure - Correct answer-Out of work performed for insured, by
someone else
Personal Injury - Exposure - Correct answer-Intentional torts (libel, slander, etc.)
Advertising - Exposure - Correct answer-Misappropriation of ideas; Style of biz;
Copyright infringement
CGL - Who is Insured - Correct answer-Named; Automatic; Non-Automatic
Named Insured - Correct answer-Listed on dec; Scheduled
Automatic Insureds - Correct answer-If SP, their spouse, in relation to biz
If Partner/JV, then partners, members, spouses
©COPYRIGHT 2025, ALL RIGHTS RESERVED 2
