10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
ONTARIO AUTO EXAM (RIBO)
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Terms in this set (119)
Your client calls to advise A. O.A.P. 1 Owner Form, suitably endorsed.
he/she needs insurance on
a car leased from an
automobile dealer. Which
one (1) of the following
policies is required?
A. O.A.P. 1 Owner Form,
suitably endorsed.
B. O.P.F. #2 Driver's Form.
C. O.P.F. #6 Non-owned
Automobile Form, suitable
endorsed.
D. Garage Auto Form,
suitably endorsed.
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,10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
Insurance under O.A.P. 1 D. Fire
Owner's Form, Section 7,
Loss or Damage
Coverages, is usually
subject to a deductible. It
does not apply to damage
caused by:
A. Windstorm
B. Explosion
C. Vandalism
D. Fire
(P48. only fire + lightening
/no deductible for fire +
lightening)
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,10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
Uninsured Automobile C. Can cover accidental damage to the insured's
coverage: automobile, provided the uninsured owner or the
driver of the actual automobile is identified.
A. Must be added by
endorsement to O.A.P.
Owner's Form
B. Only cover's bodily
injury, but never property
damage.
C. Can cover accidental
damage to the insured's
automobile, provided the
uninsured owner or the
driver of the actual
automobile is identified.
D. Provides coverage for
third parties if the insured
causes bodily injury and
has breached a statutory
condition.
P.30 52.3 (Uninsured
needs to be identified in
order to be categorized
under uninsured insurance
hence needs to be
identified first, to make
sure he did not have
coverage/insurance in
reality)
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A client phones to tell you D. To provide you with a copy of the invoice so you
he has brought a high-end can have his O.A.P. 1 Owner's Form endorsed to cover
stereo system costing its full value.
$5,000, which has been
installed in his car. What
should you tell him?
A. Be sure to always lock
the car, as there is no
coverage if the system
costing $5,000 is stolen
when the car is unlocked.
B. There is no coverage on
the system without an
approved security system
in the car.
C. No further action is
needed. The new system is
automatically covered
under his O.A.P. 1 Owners's
Form as a part of the car.
D. To provide you with a
copy of the invoice so you
can have his O.A.P. 1
Owner's Form endorsed
to cover its full value.
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ONTARIO AUTO EXAM (RIBO)
Save
Terms in this set (119)
Your client calls to advise A. O.A.P. 1 Owner Form, suitably endorsed.
he/she needs insurance on
a car leased from an
automobile dealer. Which
one (1) of the following
policies is required?
A. O.A.P. 1 Owner Form,
suitably endorsed.
B. O.P.F. #2 Driver's Form.
C. O.P.F. #6 Non-owned
Automobile Form, suitable
endorsed.
D. Garage Auto Form,
suitably endorsed.
https://quizlet.com/1086952525/ontario-auto-exam-ribo-flash-cards/?new 1/77
,10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
Insurance under O.A.P. 1 D. Fire
Owner's Form, Section 7,
Loss or Damage
Coverages, is usually
subject to a deductible. It
does not apply to damage
caused by:
A. Windstorm
B. Explosion
C. Vandalism
D. Fire
(P48. only fire + lightening
/no deductible for fire +
lightening)
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,10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
Uninsured Automobile C. Can cover accidental damage to the insured's
coverage: automobile, provided the uninsured owner or the
driver of the actual automobile is identified.
A. Must be added by
endorsement to O.A.P.
Owner's Form
B. Only cover's bodily
injury, but never property
damage.
C. Can cover accidental
damage to the insured's
automobile, provided the
uninsured owner or the
driver of the actual
automobile is identified.
D. Provides coverage for
third parties if the insured
causes bodily injury and
has breached a statutory
condition.
P.30 52.3 (Uninsured
needs to be identified in
order to be categorized
under uninsured insurance
hence needs to be
identified first, to make
sure he did not have
coverage/insurance in
reality)
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, 10/3/25, 6:52 PM ONTARIO AUTO EXAM (RIBO) Flashcards | Quizlet
A client phones to tell you D. To provide you with a copy of the invoice so you
he has brought a high-end can have his O.A.P. 1 Owner's Form endorsed to cover
stereo system costing its full value.
$5,000, which has been
installed in his car. What
should you tell him?
A. Be sure to always lock
the car, as there is no
coverage if the system
costing $5,000 is stolen
when the car is unlocked.
B. There is no coverage on
the system without an
approved security system
in the car.
C. No further action is
needed. The new system is
automatically covered
under his O.A.P. 1 Owners's
Form as a part of the car.
D. To provide you with a
copy of the invoice so you
can have his O.A.P. 1
Owner's Form endorsed
to cover its full value.
https://quizlet.com/1086952525/ontario-auto-exam-ribo-flash-cards/?new 4/77
