CQIB EXAM 2025 COMPLETE EXAM
QUESTIONS AND VERIFIED ANSWERS
|RECENTLY TESTING REAL EXAM
QUESTIONS| 100% SOLVED!!
Which regulator makes and enforces rules which govern the capital
adequacy of Australian Banks? - 🧠 ANSWER ✔✔The Australian Prudential
Regulation Authority - APRA
What events occurred in the Banking Industry in 1800s and early 1900s? -
🧠 ANSWER ✔✔First Bank in Australia was Bank of NSW, Established in
1817 Sydney.
Discovery of gold in 1851 led to minting of Australia's own gold coins
spurring development of Banking.
Boom in Australian property market in 1800s led to Banking crisis in 1893.
What events occurred in 1910-1920 in the Banking Industry? - 🧠 ANSWER
✔✔Australian pound was issues as the Legal tender in Australia and the
,Australian Notes act 1910 assigned responsibility for the issue of Bank
notes to the Commonwealth Treasury.
What events occurred in 1911-1913 in the Banking Industry? - 🧠 ANSWER
✔✔Federal government established the Commonwealth Bank, which by
1913 had branches in 6 states.
What events occurred in 1920 in the Banking Industry? - 🧠 ANSWER
✔✔Commonwealth performed some central Bank functions, which greatly
expanded in World War II.
What events occurred in 1930-1931 in the Banking Industry? - 🧠 ANSWER
✔✔1931 - The Great Depression, By the end Banking Industry became
tightly regulated. Banks classified as either savings or trading Banks.
What events occurred in 1990-2000 in the Banking Industry? - 🧠 ANSWER
✔✔14/01/1960 - Reserve Bank of Australia was created
1969 - Rolled out ATMs, and early 1970 BSB identifier was introduced.
What events occurred in 2000-2017 in the Banking Industry? - 🧠 ANSWER
✔✔Renewed emphasis on corporate governance, values, ethics. Jan 17 -
Better Banking program launched with initiatives:
,- Independent review of retail Banking remuneration and how we pay staff.
- Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of Banking practise
What are other Finance service providers?
Authorised Deposit-Taking Institutions (ADI's) - 🧠 ANSWER ✔✔Building
Societies:
Credit Unions:
What is a Building Society? - 🧠 ANSWER ✔✔A mutual institution, which
means that most people who have a savings account, or mortgage are
members. Each building society and are responsible for setting its strategy.
- Owner by and for the members
- Limit on proportion of their funds that building societies can raise from
wholesale money market
- Reinvest surplus revenue into the business to provide new products and
services.
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, What is a credit union? - 🧠 ANSWER ✔✔a non-profit-making money
cooperative whose members can borrow from pooled deposits at low
interest rates.
What are non-ADI's financial intermediaries? - 🧠 ANSWER ✔✔- Money
Markets Corporations
- Finance Companies
- Securitisation Vehicles
What are the 4 types of financial markets - 🧠 ANSWER ✔✔1. Primary
Markets
2. Secondary Market
3. Exchange Traded Markets
4. Over the counter markets
What is the Interest rate or Debt market. - 🧠 ANSWER ✔✔Trading (Buying
and Selling) includes shart term securities and long term securities such as
government and corporate bonds.
QUESTIONS AND VERIFIED ANSWERS
|RECENTLY TESTING REAL EXAM
QUESTIONS| 100% SOLVED!!
Which regulator makes and enforces rules which govern the capital
adequacy of Australian Banks? - 🧠 ANSWER ✔✔The Australian Prudential
Regulation Authority - APRA
What events occurred in the Banking Industry in 1800s and early 1900s? -
🧠 ANSWER ✔✔First Bank in Australia was Bank of NSW, Established in
1817 Sydney.
Discovery of gold in 1851 led to minting of Australia's own gold coins
spurring development of Banking.
Boom in Australian property market in 1800s led to Banking crisis in 1893.
What events occurred in 1910-1920 in the Banking Industry? - 🧠 ANSWER
✔✔Australian pound was issues as the Legal tender in Australia and the
,Australian Notes act 1910 assigned responsibility for the issue of Bank
notes to the Commonwealth Treasury.
What events occurred in 1911-1913 in the Banking Industry? - 🧠 ANSWER
✔✔Federal government established the Commonwealth Bank, which by
1913 had branches in 6 states.
What events occurred in 1920 in the Banking Industry? - 🧠 ANSWER
✔✔Commonwealth performed some central Bank functions, which greatly
expanded in World War II.
What events occurred in 1930-1931 in the Banking Industry? - 🧠 ANSWER
✔✔1931 - The Great Depression, By the end Banking Industry became
tightly regulated. Banks classified as either savings or trading Banks.
What events occurred in 1990-2000 in the Banking Industry? - 🧠 ANSWER
✔✔14/01/1960 - Reserve Bank of Australia was created
1969 - Rolled out ATMs, and early 1970 BSB identifier was introduced.
What events occurred in 2000-2017 in the Banking Industry? - 🧠 ANSWER
✔✔Renewed emphasis on corporate governance, values, ethics. Jan 17 -
Better Banking program launched with initiatives:
,- Independent review of retail Banking remuneration and how we pay staff.
- Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of Banking practise
What are other Finance service providers?
Authorised Deposit-Taking Institutions (ADI's) - 🧠 ANSWER ✔✔Building
Societies:
Credit Unions:
What is a Building Society? - 🧠 ANSWER ✔✔A mutual institution, which
means that most people who have a savings account, or mortgage are
members. Each building society and are responsible for setting its strategy.
- Owner by and for the members
- Limit on proportion of their funds that building societies can raise from
wholesale money market
- Reinvest surplus revenue into the business to provide new products and
services.
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, What is a credit union? - 🧠 ANSWER ✔✔a non-profit-making money
cooperative whose members can borrow from pooled deposits at low
interest rates.
What are non-ADI's financial intermediaries? - 🧠 ANSWER ✔✔- Money
Markets Corporations
- Finance Companies
- Securitisation Vehicles
What are the 4 types of financial markets - 🧠 ANSWER ✔✔1. Primary
Markets
2. Secondary Market
3. Exchange Traded Markets
4. Over the counter markets
What is the Interest rate or Debt market. - 🧠 ANSWER ✔✔Trading (Buying
and Selling) includes shart term securities and long term securities such as
government and corporate bonds.
