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XCEL Georgia Life, Accident, & Sickness SIMULATOR BANK VERSIONS .COMPLETE STUDY GUIDE ACCURATE REAL EXAM QUESTIONS TESTING VERSIONS AND A STUDY GUIDE | EXPERT VERIFIED FOR GUARANTEED PASS J is a subscriber to a plan which contracts w.

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XCEL Georgia Life, Accident, & Sickness SIMULATOR BANK VERSIONS .COMPLETE STUDY GUIDE ACCURATE REAL EXAM QUESTIONS TESTING VERSIONS AND A STUDY GUIDE | EXPERT VERIFIED FOR GUARANTEED PASS J is a subscriber to a plan which contracts w

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1|Page




XCEL Georgia Life, Accident, & Sickness
SIMULATOR BANK VERSIONS .COMPLETE
STUDY GUIDE ACCURATE REAL EXAM
QUESTIONS TESTING VERSIONS AND A
STUDY GUIDE | EXPERT VERIFIED
FOR GUARANTEED PASS


J is a subscriber to a plan which contracts with
doctors and hospitals to provide medical benefits at
a predetermined price. What type of plan does J
belong to?



A) Multiple Employer Welfare Arrangement

B) Multiple Employer Trust

C) Health Maintenance Organization

D) Co-op Arrangement .....answer.....C) Health
Maintenance Organization

,2|Page




A Health Maintenance Organization (HMO)
contracts with doctors and hospitals to provide
medical benefits to subscribers at a predetermined
price.




What is the initial source of underwriting for an
insurance policy?

,3|Page




A) Application containing statements from the
insured

B) MIB report

C) Credit report

D) Medical exam .....answer.....A) Application
containing statements from the insured



The initial source of underwriting for an insurance
policy is the application containing statements from
the insured.



A level premium indicates:

, 4|Page




A) The premium is fixed for a period stated in the
contract, then becomes

variable

B) The premium can only be changed with the
consent of the insurer

C) The premium stays level until the policy's renewal
date

D) The premium is fixed for the entire duration of
the contract .....answer.....D) The premium is
fixed for the entire duration of the contract



A level premium means that the premium remains
fixed through the life of a policy.

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September 30, 2025
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