CASUALTY LAW SUPPLEMENT EXAM
2025 QUESTIONS AND ANSWERS
Agents and brokers must notify the Insurance Department of any change in their residence or
business address within: - ANS 30 days
Insurers issuing liability policies covering motor vehicles in Pennsylvania must offer all of the
following coverages EXCEPT:
A) injuries incurred on the job.
B) accidental death benefit.
C) funeral benefit.
D) income loss benefit. - ANS A
What is the maximum term of a temporary license that is issued as a result of a licensee's
death? - ANS 180 days
How many credit hours of continuing education must an insurance producer complete during
each 2-year license period? - ANS 24 hours
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, Financial responsibility requires the ability of the insured to pay how much for damage to the
property of others from any single accident? - ANS $5,000
What is the minimum age at which a person may apply for an insurance producer's license? -
ANS 18
Upon the death of the named insured, a policy providing basic property insurance must be
continued until the property is sold or for a minimum period of at least: - ANS 180 days after
the death occurs.
To obtain a producer license, a person must comply with all of the following EXCEPT:
A) complete a licensing application.
B) be at least 18 years old.
C) pass the licensing examination.
D) earn a college degree. - ANS D
Suppose that to motivate a buyer to sign an application for insurance, a producer promises a
gift of one-half of the commission. This is an example of: - ANS rebating
Which one of the following statements regarding the Pennsylvania Property and Casualty
Insurance Guaranty Association is CORRECT?
A) The members of the association are the insurance-buying public.
B) The association has a limit of $1,000,000 per any claim.
C) The association protects policyowners, insureds, and beneficiaries against failure of an
insurer due to insolvency.
D) The association covers insurers who provide workers compensation coverage. - ANS D
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