Florida Public Adjuster State Test| 100
QUESTIONS| 100% CORRECT ANSWERS
1. Florida No-Fault Tort Exemption ANS: Those who comply with the law are
granted limited immunity from suits of others through PIP coverage.
2. 4 Exceptions to Tort Exemption(Threshold of No-Fault) ANS: 1.
Significant and Permanent loss of bodily function.
2. Permanent injury other than scarring and disfigurement.
3. Significant and Permanent scarring or disfigurement.
4. Death
3. What does NFIP stand for? ANS: National Flood Insurance Program
4. Form SR-22 ANS: Drivers Convicted of DUI or a traffic felony over the prior 3
years are required to have 100/300/50 coverage or a certificate of self insurance of
$350,000.
5. Contents of a CGL Contract ANS: 1.Declarations Form
2. Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
,4. Nuclear Energy Liability Exclusion Endorsement.
6. Declarations of a CGL Contract(4) ANS: 1.Named Insured(including address)
2. Policy Period
3. Premium
4. Limits of Coverage
7. 7 Common CGL Conditions ANS: 1.Cancellation(30 Days by insurer option, 10
Days By no payment).
2. Changes
3. Examination of Books
4. Inspections and Surveys
5. Premiums
6. Transfer
7. Nuclear Endorsement
8. CGL Coverage A ANS: Bodily Injury and Property Damage Insuring Agreement
9. The 3 Conditions that define work as "completed" ANS: 1.When all work
called for in the contract is completed.
2. When all work to be done at the site has been completed if one contract calls for
work at more than one site.
3. When that part of the work done at a job site has been put to its intended use by
any person or organization other than another contractor or subcontractor.
10. Occurance ANS: An accident, including continuous or repeated exposure to
substan- tially the same general harmful conditions.
, 11. accident ANS: Sudden, unexpected event
QUESTIONS| 100% CORRECT ANSWERS
1. Florida No-Fault Tort Exemption ANS: Those who comply with the law are
granted limited immunity from suits of others through PIP coverage.
2. 4 Exceptions to Tort Exemption(Threshold of No-Fault) ANS: 1.
Significant and Permanent loss of bodily function.
2. Permanent injury other than scarring and disfigurement.
3. Significant and Permanent scarring or disfigurement.
4. Death
3. What does NFIP stand for? ANS: National Flood Insurance Program
4. Form SR-22 ANS: Drivers Convicted of DUI or a traffic felony over the prior 3
years are required to have 100/300/50 coverage or a certificate of self insurance of
$350,000.
5. Contents of a CGL Contract ANS: 1.Declarations Form
2. Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
,4. Nuclear Energy Liability Exclusion Endorsement.
6. Declarations of a CGL Contract(4) ANS: 1.Named Insured(including address)
2. Policy Period
3. Premium
4. Limits of Coverage
7. 7 Common CGL Conditions ANS: 1.Cancellation(30 Days by insurer option, 10
Days By no payment).
2. Changes
3. Examination of Books
4. Inspections and Surveys
5. Premiums
6. Transfer
7. Nuclear Endorsement
8. CGL Coverage A ANS: Bodily Injury and Property Damage Insuring Agreement
9. The 3 Conditions that define work as "completed" ANS: 1.When all work
called for in the contract is completed.
2. When all work to be done at the site has been completed if one contract calls for
work at more than one site.
3. When that part of the work done at a job site has been put to its intended use by
any person or organization other than another contractor or subcontractor.
10. Occurance ANS: An accident, including continuous or repeated exposure to
substan- tially the same general harmful conditions.
, 11. accident ANS: Sudden, unexpected event
