Florida 6-20 All Lines Adjuster Test
2025/2026 Exam Questions and Answers
| 100% Solved
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - 🧠 ANSWER ✔✔B. The insured
Which of the following is the type of report that indicates the initial results of
a claim investigation?
A. Field Report
B. Interim Report
,C. Full Report
D. None of the above - 🧠 ANSWER ✔✔A. Field Report
States have adopted statutes regarding claims adjusting. To avoid unfair
treatment to a
claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to commence an
investigation.
C. Deny the claim until a fair and prompt investigation has commenced.
D. Pay the claim within a reasonable number of days after the final proof of
loss has been
received. - 🧠 ANSWER ✔✔C. Deny the claim until a fair and prompt
investigation has commenced.
Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the claim is worth.
B. Repairing property.
,C. Replacing with like kind and quality.
D. Replace with new - 🧠 ANSWER ✔✔A. Forcing the insured to sue by
offering less than the claim is worth.
The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver - 🧠 ANSWER ✔✔D. Waiver
An innocent party relies on certain statements made by the adjuster and is
damaged as a
result. The guilty party may be legally prohibited from asserting that the fact
does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, D. Law of contract - 🧠 ANSWER ✔✔B. Estoppel
Should an insured fail to report a claim in a timely fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney. - 🧠 ANSWER ✔✔B. Send
the insured a reservation of rights letter.
A company adjuster primarily represents the interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public. - 🧠 ANSWER ✔✔C. The insurer.
An adjuster's license will usually be revoked for which of the following
reasons:
A. Denying claims that are not covered.
2025/2026 Exam Questions and Answers
| 100% Solved
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - 🧠 ANSWER ✔✔B. The insured
Which of the following is the type of report that indicates the initial results of
a claim investigation?
A. Field Report
B. Interim Report
,C. Full Report
D. None of the above - 🧠 ANSWER ✔✔A. Field Report
States have adopted statutes regarding claims adjusting. To avoid unfair
treatment to a
claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to commence an
investigation.
C. Deny the claim until a fair and prompt investigation has commenced.
D. Pay the claim within a reasonable number of days after the final proof of
loss has been
received. - 🧠 ANSWER ✔✔C. Deny the claim until a fair and prompt
investigation has commenced.
Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the claim is worth.
B. Repairing property.
,C. Replacing with like kind and quality.
D. Replace with new - 🧠 ANSWER ✔✔A. Forcing the insured to sue by
offering less than the claim is worth.
The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver - 🧠 ANSWER ✔✔D. Waiver
An innocent party relies on certain statements made by the adjuster and is
damaged as a
result. The guilty party may be legally prohibited from asserting that the fact
does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
, D. Law of contract - 🧠 ANSWER ✔✔B. Estoppel
Should an insured fail to report a claim in a timely fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney. - 🧠 ANSWER ✔✔B. Send
the insured a reservation of rights letter.
A company adjuster primarily represents the interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public. - 🧠 ANSWER ✔✔C. The insurer.
An adjuster's license will usually be revoked for which of the following
reasons:
A. Denying claims that are not covered.
