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ETA CPP STUDY GUIDE BRAND
NEW OFFICIAL QUESTIONS WITH
ANSWERS.
Fictitious Account Number - correct answer -A cardholder account
number that does not exist and has never existed (used for
fraudulent purposes).
Field - correct answer -One or more consecutive character
positions within a file.
FIFO - correct answer -See First‐In/First‐Out.
File Transfer - correct answer -The copying of a file from one
computer to another over a computer network.
File Transfer Protocol (FTP) - correct answer -A method of
transferring files from one computer to another over the Internet.
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FILO - correct answer -See First‐In/Last‐Out.
Finance Charge - correct answer -The cost of consumer credit
expressed as a dollar amount.
Finance Company - correct answer -A business that makes
consumer loans, usually to individuals who qualify for credit under
the criteria of banks and credit unions.
Financial Agent - correct answer -A financial institution designated
by the U.S. Treasury Department to conduct depository services
on behalf of the federal government.
Financial EDI - correct answer -Electronic exchange of payments,
payment information, or financially related documents in standard
formats between business partners.
Financial Institution (FI) - correct answer -Any bank, savings and
loan, credit union, or other institution organized under either
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national or state banking laws capable of accepting deposits
and/or extending credit.
Financial Intelligence Unit (FIU) - correct answer -New
organization unit for risk management and payment fraud
investigation, such as with money laundering.
Financial Management Service (FMS) - correct answer -A U.S.
Treasury Department bureau that is the government's financial
manager and has responsibility for managing the government's
payments and collections, including Electronic Benefits Transfer.
FIPS - correct answer -See Federal Information Processing
Standard.
Firewall - correct answer -A computer that (a) acts as an interface
between two networks (e.g., the Internet and a private network)
and (b) regulates traffic between those networks for the purpose
of protecting the internal network from electronic attacks
originating from the external network. The firewall is capable of
handling the following tasks: (a) isolating internal and external
traffic (a bridge service); (b) making internal addresses invisible
and directly inaccessible from outside and passing through
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authorized traffic after proper checking (a proxy service); (c)
facilitating protected (encrypted) connections to cooperative
parties over public networks (a tunneling service); (d) filtering
outgoing traffic for security and network usage rules (filtering or
monitoring service); (e) filtering incoming traffic for rogue data
(viruses, spam, inappropriate data (filtering), or improper actions
(port scanning, overload prevention, etc.; (f) blocking forbidden
external services or addresses (blocking, ʺnetwork nannyʺ‐
functions); (g) providing log‐in services for authorized outside
users and simulating the approved outside user as an inside user
(proxy, log‐in server); (h) caching network traffic (cache service);
(i) converting between different network protocols on different
protocol levels (bridge when handling lower level protocols,
gateway when handling higher level protocols); (j) traffic diverting
(e.g., for cost optimizing, accounting, network planning,
monitoring); (k) providing consistent, open entry to the internal
network (portal service) and facilitating public network address
and connection sharing (proxy service). 2. A system designed to
defend against unauthorized access to or from a private network.
Firewalls can be implemented in both hardware and software, or a
combination of both. Also called front‐end security filters, proxy.
First Alert - correct answer -A legacy system designed to provide
early warning reports to members by identifying transactions
occurring on accounts listed on the authorization file for credit or
fraud reasons. First Alert was replaced in 2005 by the Portfolio
Analytics component of the Fraud Performance Analyzer
Package.
ETA CPP STUDY GUIDE BRAND
NEW OFFICIAL QUESTIONS WITH
ANSWERS.
Fictitious Account Number - correct answer -A cardholder account
number that does not exist and has never existed (used for
fraudulent purposes).
Field - correct answer -One or more consecutive character
positions within a file.
FIFO - correct answer -See First‐In/First‐Out.
File Transfer - correct answer -The copying of a file from one
computer to another over a computer network.
File Transfer Protocol (FTP) - correct answer -A method of
transferring files from one computer to another over the Internet.
, Page | 2
FILO - correct answer -See First‐In/Last‐Out.
Finance Charge - correct answer -The cost of consumer credit
expressed as a dollar amount.
Finance Company - correct answer -A business that makes
consumer loans, usually to individuals who qualify for credit under
the criteria of banks and credit unions.
Financial Agent - correct answer -A financial institution designated
by the U.S. Treasury Department to conduct depository services
on behalf of the federal government.
Financial EDI - correct answer -Electronic exchange of payments,
payment information, or financially related documents in standard
formats between business partners.
Financial Institution (FI) - correct answer -Any bank, savings and
loan, credit union, or other institution organized under either
, Page | 3
national or state banking laws capable of accepting deposits
and/or extending credit.
Financial Intelligence Unit (FIU) - correct answer -New
organization unit for risk management and payment fraud
investigation, such as with money laundering.
Financial Management Service (FMS) - correct answer -A U.S.
Treasury Department bureau that is the government's financial
manager and has responsibility for managing the government's
payments and collections, including Electronic Benefits Transfer.
FIPS - correct answer -See Federal Information Processing
Standard.
Firewall - correct answer -A computer that (a) acts as an interface
between two networks (e.g., the Internet and a private network)
and (b) regulates traffic between those networks for the purpose
of protecting the internal network from electronic attacks
originating from the external network. The firewall is capable of
handling the following tasks: (a) isolating internal and external
traffic (a bridge service); (b) making internal addresses invisible
and directly inaccessible from outside and passing through
, Page | 4
authorized traffic after proper checking (a proxy service); (c)
facilitating protected (encrypted) connections to cooperative
parties over public networks (a tunneling service); (d) filtering
outgoing traffic for security and network usage rules (filtering or
monitoring service); (e) filtering incoming traffic for rogue data
(viruses, spam, inappropriate data (filtering), or improper actions
(port scanning, overload prevention, etc.; (f) blocking forbidden
external services or addresses (blocking, ʺnetwork nannyʺ‐
functions); (g) providing log‐in services for authorized outside
users and simulating the approved outside user as an inside user
(proxy, log‐in server); (h) caching network traffic (cache service);
(i) converting between different network protocols on different
protocol levels (bridge when handling lower level protocols,
gateway when handling higher level protocols); (j) traffic diverting
(e.g., for cost optimizing, accounting, network planning,
monitoring); (k) providing consistent, open entry to the internal
network (portal service) and facilitating public network address
and connection sharing (proxy service). 2. A system designed to
defend against unauthorized access to or from a private network.
Firewalls can be implemented in both hardware and software, or a
combination of both. Also called front‐end security filters, proxy.
First Alert - correct answer -A legacy system designed to provide
early warning reports to members by identifying transactions
occurring on accounts listed on the authorization file for credit or
fraud reasons. First Alert was replaced in 2005 by the Portfolio
Analytics component of the Fraud Performance Analyzer
Package.
