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ISR3702 Assignment 2 (COMPLETE ANSWERS) Semester 2 2025 - DUE 15 September 2025 ; 100% correct solutions and explanations.

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ISR3702 Assignment 2 (COMPLETE ANSWERS) Semester 2 2025 - DUE 15 September 2025 ; 100% correct solutions and explanations.Discuss the National Health Insurance strategy implemented by the South African government, with specific reference to the following: 1. Describe life policies that are covered by National Health Insurance. (2) 2. Describe five policy clauses of life insurance, from the policies described in 1 above, that do not apply to National Health Insurance. (10) 3. Discuss the disadvantages of National Health Insurance. (10) 4. Describe how claims are handled in the

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, ISR3702 Assignment 2 (COMPLETE ANSWERS) Semester
2 2025 - DUE 15 September 2025 ; 100% correct solutions
and explanations.
1. National Health Insurance Strategy in South Africa
The National Health Insurance (NHI) is a health financing system
introduced by the South African government to achieve universal
health coverage. Its primary aim is to ensure that all citizens,
regardless of their socioeconomic status, have access to essential
healthcare services that are free at the point of use. Through pooling
funds from various sources, the NHI reduces inequality in
healthcare access and ensures that the financial burden of healthcare
is shared more equitably across the population.
The NHI also focuses on strengthening the public healthcare system,
regulating private health costs, and promoting preventative,
curative, and rehabilitative health services.


2. Life Policies Covered by National Health Insurance
The NHI covers a wide range of health-related policies that are
essential to maintaining the health and wellbeing of the population.
These policies are not “life insurance” policies in the traditional
financial sense, but rather healthcare service coverage areas. They
include the following:
2.1 Primary Healthcare Services
 Comprehensive community and clinic-based services.
 Preventive care, including immunisation, screenings, health
education, and family planning.

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