8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
Accident and Health Insurance Exam Questions &
Answers, Well Elaborated | Already Verified Test
|100% Verified solutions | 2025\2026 Latest!!
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Terms in this set (231)
H has suffered a covered C: relation of earning to insurance
disability away from her
job and will shortly begin
collecting benefits. The
insurer sends a letter to H
stating that she will not
receive any benefit
amounts greater than her
income. This clause is
known as:
A: Over-insurance clause
B: free look
C: relation of earning to
insurance
D: relation of economic
value
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,8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
The insured should be B: the first page of the contract
aware of the issue date
upon delivery a policy and
the date should be listed
on:
A: the policy summary
B: the first page of the
contract
C: the delivery receipt
D: upon conditional
receipt
The policy has all of the C: Unilateral right to renew an Optionally renewable
following rights EXCEPT: policy
A: Right to solely renew a
guaranteed renewable
policy.
B: Right to terminate a
policy
C: Unilateral right to
renew an Optionally
renewable policy
D: Right to assign a
contract
The part of a contract that B: Eligible Expense provision
specifies which expenses
may or may not be
covered is known as the:
A: Exclusion
B: Eligible Expense
provision
C: Insuring Agreement
D: Consideration Clause
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Which of the following is A: Time Limit on Certain Defenses
considered to be a
mandatory provision in a
health policy?
A: Time Limit on Certain
Defenses
B: Change of Occupation
C: Illegal Occupation
D: Intoxicant/Narcotic
Usage
Which of the following D: Bus fare to receive treatment for a covered loss
may be considered an
eligible expense found in
a health policy?
A: Cosmetic Surgery
B: Premium payment
C: cold cream
D: Bus fare to receive
treatment for a covered
loss
K has a policy that covers B: Physician Nonsurgical Coverage
doctors visits but limits the
number of visits per
calendar year and pays a
limited indemnification
limit per visit. K has:
A: Basic Medical Expense
B: Physician Nonsurgical
Coverage
C: Basic Surgical Policy
D: Basic Hospital
Coverage
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, 8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
All of the following are D: An insured who has Medicare Part A is eligible to
CORRECT about Medicare enroll for Medigap policies within six months of
EXCEPT: enrolling in Part A.
A: An insured who is age
30 but collecting Social
Security disability for the
last two years is eligible
for Medicare.
B: An insured who is age
60 and is at the end stage
of renal failure is eligible
for Medicare.
C: An insured who turns
age 65 and is still
employed is eligible for
Medicare.
D: An insured who has
Medicare Part A is eligible
to enroll for Medigap
policies within six months
of enrolling in Part A.
Under the Claim Forms B: 15
provision in an Accident
and Health policy, an
insurance company must
supply an insured with
claim forms within a
MAXIMUM of how many
days after receiving notice
of the loss?
A: 10
B: 15
C: 20
D: 30
https://quizlet.com/1066656033/accident-and-health-insurance-exam-questions-answers-well-elaborated-already-verified-test-100-verified-solutions-2… 4/99
Accident and Health Insurance Exam Questions &
Answers, Well Elaborated | Already Verified Test
|100% Verified solutions | 2025\2026 Latest!!
Save
Terms in this set (231)
H has suffered a covered C: relation of earning to insurance
disability away from her
job and will shortly begin
collecting benefits. The
insurer sends a letter to H
stating that she will not
receive any benefit
amounts greater than her
income. This clause is
known as:
A: Over-insurance clause
B: free look
C: relation of earning to
insurance
D: relation of economic
value
https://quizlet.com/1066656033/accident-and-health-insurance-exam-questions-answers-well-elaborated-already-verified-test-100-verified-solutions-2… 1/99
,8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
The insured should be B: the first page of the contract
aware of the issue date
upon delivery a policy and
the date should be listed
on:
A: the policy summary
B: the first page of the
contract
C: the delivery receipt
D: upon conditional
receipt
The policy has all of the C: Unilateral right to renew an Optionally renewable
following rights EXCEPT: policy
A: Right to solely renew a
guaranteed renewable
policy.
B: Right to terminate a
policy
C: Unilateral right to
renew an Optionally
renewable policy
D: Right to assign a
contract
The part of a contract that B: Eligible Expense provision
specifies which expenses
may or may not be
covered is known as the:
A: Exclusion
B: Eligible Expense
provision
C: Insuring Agreement
D: Consideration Clause
https://quizlet.com/1066656033/accident-and-health-insurance-exam-questions-answers-well-elaborated-already-verified-test-100-verified-solutions-2… 2/99
,8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
Which of the following is A: Time Limit on Certain Defenses
considered to be a
mandatory provision in a
health policy?
A: Time Limit on Certain
Defenses
B: Change of Occupation
C: Illegal Occupation
D: Intoxicant/Narcotic
Usage
Which of the following D: Bus fare to receive treatment for a covered loss
may be considered an
eligible expense found in
a health policy?
A: Cosmetic Surgery
B: Premium payment
C: cold cream
D: Bus fare to receive
treatment for a covered
loss
K has a policy that covers B: Physician Nonsurgical Coverage
doctors visits but limits the
number of visits per
calendar year and pays a
limited indemnification
limit per visit. K has:
A: Basic Medical Expense
B: Physician Nonsurgical
Coverage
C: Basic Surgical Policy
D: Basic Hospital
Coverage
https://quizlet.com/1066656033/accident-and-health-insurance-exam-questions-answers-well-elaborated-already-verified-test-100-verified-solutions-2… 3/99
, 8/19/25, 9:25 AM Accident and Health Insurance Exam Questions & Answers, Well Elaborated | Already Verified Test |100% Verified solutions | 2025\…
All of the following are D: An insured who has Medicare Part A is eligible to
CORRECT about Medicare enroll for Medigap policies within six months of
EXCEPT: enrolling in Part A.
A: An insured who is age
30 but collecting Social
Security disability for the
last two years is eligible
for Medicare.
B: An insured who is age
60 and is at the end stage
of renal failure is eligible
for Medicare.
C: An insured who turns
age 65 and is still
employed is eligible for
Medicare.
D: An insured who has
Medicare Part A is eligible
to enroll for Medigap
policies within six months
of enrolling in Part A.
Under the Claim Forms B: 15
provision in an Accident
and Health policy, an
insurance company must
supply an insured with
claim forms within a
MAXIMUM of how many
days after receiving notice
of the loss?
A: 10
B: 15
C: 20
D: 30
https://quizlet.com/1066656033/accident-and-health-insurance-exam-questions-answers-well-elaborated-already-verified-test-100-verified-solutions-2… 4/99
