Georgia laws rules regulations pertinent
to all adjusters Exam 2025 Questions
and Answers
The Georgia Commissioner of Insurance is elected to office for a period of ___
years. - ANSWER-4
An insurer who is domiciled in another state and is authorized to do business in
Georgia is known as a(n) _____________ insurer. - ANSWER-foreign
________________ is verbally suggesting that an insurer may not be in a position
to pay claims - ANSWER-Defamation
A temporary license can be issued for a maximum of ___ months. - ANSWER-15
A Homeowners policy may be cancelled by an insurer by mailing advance notice of
___ days to the named insured. - ANSWER-30
The minimum limits for ____________________ coverage that may be written in
Georgia are 25/50/25. - ANSWER-25/50/25
The commissioner of insurance - ANSWER-elected/ term 4yrs
* supervise insurance business
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, *licensing
*approve policies and forms
*enforce insurance laws and impose penalties for violations
*conduct examinations, investigations, hearings
commissioner must examine all domestic insurers - ANSWER-at least once every 5
years
What is strict liability - ANSWER-In criminal and civil law, strict liability is a
standard of liability under which a person is legally responsible for the
consequences flowing from an activity even in the absence of fault or criminal
intent on the part of the defendant
General Cancellation Requirements - ANSWER-*Cancellation of a policy by the
insurer may be accomplished by providing at least 30 days' notice of the effective
date of the cancellation
*Return premium in excess of amount owed to the agent must be returned tot he
insured within 10 working days
*If cancellation is due to nonpayment of premium or when a policy that has been
in effect for less than 60 days is cancelled for any reason, written notice must be
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
to all adjusters Exam 2025 Questions
and Answers
The Georgia Commissioner of Insurance is elected to office for a period of ___
years. - ANSWER-4
An insurer who is domiciled in another state and is authorized to do business in
Georgia is known as a(n) _____________ insurer. - ANSWER-foreign
________________ is verbally suggesting that an insurer may not be in a position
to pay claims - ANSWER-Defamation
A temporary license can be issued for a maximum of ___ months. - ANSWER-15
A Homeowners policy may be cancelled by an insurer by mailing advance notice of
___ days to the named insured. - ANSWER-30
The minimum limits for ____________________ coverage that may be written in
Georgia are 25/50/25. - ANSWER-25/50/25
The commissioner of insurance - ANSWER-elected/ term 4yrs
* supervise insurance business
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, *licensing
*approve policies and forms
*enforce insurance laws and impose penalties for violations
*conduct examinations, investigations, hearings
commissioner must examine all domestic insurers - ANSWER-at least once every 5
years
What is strict liability - ANSWER-In criminal and civil law, strict liability is a
standard of liability under which a person is legally responsible for the
consequences flowing from an activity even in the absence of fault or criminal
intent on the part of the defendant
General Cancellation Requirements - ANSWER-*Cancellation of a policy by the
insurer may be accomplished by providing at least 30 days' notice of the effective
date of the cancellation
*Return premium in excess of amount owed to the agent must be returned tot he
insured within 10 working days
*If cancellation is due to nonpayment of premium or when a policy that has been
in effect for less than 60 days is cancelled for any reason, written notice must be
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
