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mamas test

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Exam of 27 pages for the course STATE FARM ESTIMATICS at STATE FARM ESTIMATICS (mamas test)

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Studybyonlinebyatbyhttps://quizlet.com/
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1.under an FP- by by

7955 policy, deductibles apply to which of the following types of losses.:
by by by by by by by by by by by b

yB. Fire department service charges
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2.in the FP- by by

7955 policy, Coverage C consists of three coverages: 1. Additional Living
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Expense, 2. Fair Rental Value and 3. Property Removed. True or False?-
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: B. False
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3.Jennifer Marco has a FP- by by by by

7955 policy with coverage B limit of $75,000, a $500 deductible and no op
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tion AI, ID, FA, or JF. Which of the following statements is true concerni
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ng her personal property.: D. Coverage for personal property applies f
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or perils listed under Section I - Losses Insured, Coverage B -
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Personal Property and Section I - Additional Coverages.
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4.The steps in applying the deductible on a FP-
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7955 homeowners policy are:by by by

1. The deductible is first applied to the covered loss.
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2. Any coverage or special limits are the applied to the covered loss.
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3. The amount payable to the insured will be the greater of the amounts ar
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rived at in steps 1 and 2. True or False?: A. True
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5.The definition of an insured includes all of the following except:: B. Spo
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use
6.Composition shingles can be purchased in bundles which could be by by by by by by by by by b

y1/3 square or 1/4 square. True or False?: A. True
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7.The formula for determining the area of a trapezoid is:: [(base1+base2
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) / 2] * height
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8.The formula for determining the area of a triangle is:: 1/2 base * heigh
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9.The formula for determining the area of a circle is::
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10.Blanket insulation is an uncut roll of insulation cut to length at the job
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ysite. It is used in walls and attics. and may or may not have a backing
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material.: A. True by by

11.All of the following statements are true except: Select the false statem
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nt.
A. Composition shingles are made of fiberglass or asphalt saturated roof
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ing material embedded with mineral granules
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Studybyonlinebyatbyhttps://quizlet.com/
B. Wood byroofingbyisbygenerallybydividedbyintobytwobycategories,bywoodbyshinglesby
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and wood shakes.
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C. Composition shingle weights range from 120 lb. to 480 l.b per square
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D. Rigid roofing materials include cay, concrete, metal, and slate: C. Com
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posi- tion shingle weights range from 120 lb. to 480 lb. per square.
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Studybyonlinebyatbyhttps://quizlet.com/
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12.Which of the following components is not a part of a roof truss?: b.
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13.Joe Smith has FP- by by by

7955 policy. He is a carpenter and has collected 100 2"x4" studs and 3
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0 2"x6" ratters from various job sites. Joe has no specific plans to use
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ythe lumber. The lumbar is covered under Coverage A. True or False?:
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False
14.Under an FP- by by

7955 policy, which of the following would be a Coverage B item?: d. Fr
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ee standing gas range
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15.Under and FP- by by

7955 policy, which of the following would not be a Coverage A item?: d.
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Materials and supplies to build bookshelves in the basement of the r
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esidence premises and stored in the garage by by by by by by


16.An FP- by

7955 homeowners policy with an $250 deductible is in force and the polic
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y limits (Coverage A and Coverage B) are adequate to cover this damage.
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During a severe windstorm, rain blows through open windows and causes
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the following damage;
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$1700- Hardwood floor in dining room
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$220- Water stains on drywall
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$125- Water stains on rug by by by by

$375- Antique Vase (broken by wind)
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How much should you pay on this loss?
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byAll repairs have been made.: 2,170
by by by by by

17.Non-
masonry siding products such as wood, aluminum, vinyl, steel, and viny
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l clad siding are usually measured by the foot, but the materials are ty
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pically sold by the square (100 SF) or by the piece.
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True or false: A. true by by by by

18.Which Statement is FALSE?: b. Wall sheathing reinforces the wall fra
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ming.
19."On-
center" is a term to describe the distance from the center of one fra
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ming member to the center of the next framing member, i.e., stud, jois
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t, ratters. True or False?: True
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20.All of the following statements are true except: Select the False stateme
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nt-
: D. Vinyl clad siding is steel siding with a vinyl coating over it. It is m
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