Claims Adjuster Exam 2025/2026 Exam
Questions and Correct Answers | New
Update
Multi Peril-Package - 🧠 ANSWER ✔✔Any policy which provides property &
liability coverage (not homeowner)
ISO policy - 🧠 ANSWER ✔✔Sold in Texas, but not Texas form
Only Texas DP 1 - 🧠 ANSWER ✔✔Mainly the only TDP sold, now with plethora
of endorsements
Texas Standard Fire Policy - 🧠 ANSWER ✔✔Granddaddy of all Texas property
policies
Business auto coverage e.g. - 🧠 ANSWER ✔✔Owner of a taxi to cover collision
damage
, Inland Marine (build milk policy) would cover e.g. - 🧠 ANSWER ✔✔3k gallons of
milk in tanker truck
Texas Standard, Standard Fire & Business Owner - 🧠 ANSWER ✔✔Would all
cover damage to something like a gift card shop fire
Tx Personal Auto Policy e.g. - 🧠 ANSWER ✔✔Owner of family far, for potential
injury to other people
Trucker's policy - 🧠 ANSWER ✔✔Trucking company, for potential damage to
other people's trailers which the trucking company may be pulling
Actual Cash Value (ACV) - 🧠 ANSWER ✔✔Replacement cost less depreciation
Garage Liability e.g. - 🧠 ANSWER ✔✔For valet parking service to have
appropriate liability coverage it needs what kind of policy?
Flood, workers comp, crop, costal wind among others - 🧠 ANSWER ✔✔Types of
casualty claims I will be unable to handle under license I'm studying for
Ocean Marine Hull coverage - 🧠 ANSWER ✔✔Would have to be written for an
insured to cover potential collision damage to insured's ship
Questions and Correct Answers | New
Update
Multi Peril-Package - 🧠 ANSWER ✔✔Any policy which provides property &
liability coverage (not homeowner)
ISO policy - 🧠 ANSWER ✔✔Sold in Texas, but not Texas form
Only Texas DP 1 - 🧠 ANSWER ✔✔Mainly the only TDP sold, now with plethora
of endorsements
Texas Standard Fire Policy - 🧠 ANSWER ✔✔Granddaddy of all Texas property
policies
Business auto coverage e.g. - 🧠 ANSWER ✔✔Owner of a taxi to cover collision
damage
, Inland Marine (build milk policy) would cover e.g. - 🧠 ANSWER ✔✔3k gallons of
milk in tanker truck
Texas Standard, Standard Fire & Business Owner - 🧠 ANSWER ✔✔Would all
cover damage to something like a gift card shop fire
Tx Personal Auto Policy e.g. - 🧠 ANSWER ✔✔Owner of family far, for potential
injury to other people
Trucker's policy - 🧠 ANSWER ✔✔Trucking company, for potential damage to
other people's trailers which the trucking company may be pulling
Actual Cash Value (ACV) - 🧠 ANSWER ✔✔Replacement cost less depreciation
Garage Liability e.g. - 🧠 ANSWER ✔✔For valet parking service to have
appropriate liability coverage it needs what kind of policy?
Flood, workers comp, crop, costal wind among others - 🧠 ANSWER ✔✔Types of
casualty claims I will be unable to handle under license I'm studying for
Ocean Marine Hull coverage - 🧠 ANSWER ✔✔Would have to be written for an
insured to cover potential collision damage to insured's ship
