CLAIMS ADJUSTER TEST EXAM 2025
QUESTIONS AND ANSWERS
Insurance adjuster - ANS Any person who, as an independent contractor, or as an employee
of an independent contractor, adjustment bureau, association, insurance company or
corporation, local recording agent, managing general agent, or self-insured, investigates or
adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the
handling of claims.
Staff Adjusters - ANS On the payroll of an insurance company and are paid a salary or by
hour
Independent Adjuster - ANS handles claims for one or more insurance companies. They may:
receive a fee based on time and expense, they may be on the payroll as a permanent employee
of an independent adjusting firm, they may be paid a percentage of the loss or per diem.
Public adjuster - ANS work on behalf of the insured in negotiating a claim settlement. Under
current law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ANS This license allows a person to adjust or supervise all
workers' compensation, employers liability, United States Longshore, and Habor Works'
Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster - ANS This license allows a person to adjust or supervise
claims in all areas of property and casualty insurance except workers' compensation.
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, All-Lines Adjuster - ANS This license allows a person to adjust or supervise claims in all lines
of insurance included in (1) and (2)
Domestic - ANS An insurer organized, admitted, and writing insurance in Texas
Foreing - ANS An insurer domiciled outside the state where it writes insurance
Alien - ANS An insurance company organized and domiciled outside the US
Texas Department of Insurance - ANS Who is Responsible for licensing property and casualty
adjusters
10 days - ANS How many days' advance notice is an adjuster entitled to receive in the event
of a hearing with the Texas Department of Insurance.
30 hours - ANS A licensed Property and casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ANS Which of the following designations exempts a person from taking the property
and casualty adjuster state exam
18 years old - ANS An individual must be what age to receive the property and casualty
adjuster license?
2 hours - ANS How many hours of ethics must a licensed adjuster complete every licensing
period (2 years)
Within 30 days of the change - ANS How soon must a licensed adjuster notify the Texas
Department of Insurance (TDI) of an address change?
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QUESTIONS AND ANSWERS
Insurance adjuster - ANS Any person who, as an independent contractor, or as an employee
of an independent contractor, adjustment bureau, association, insurance company or
corporation, local recording agent, managing general agent, or self-insured, investigates or
adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the
handling of claims.
Staff Adjusters - ANS On the payroll of an insurance company and are paid a salary or by
hour
Independent Adjuster - ANS handles claims for one or more insurance companies. They may:
receive a fee based on time and expense, they may be on the payroll as a permanent employee
of an independent adjusting firm, they may be paid a percentage of the loss or per diem.
Public adjuster - ANS work on behalf of the insured in negotiating a claim settlement. Under
current law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ANS This license allows a person to adjust or supervise all
workers' compensation, employers liability, United States Longshore, and Habor Works'
Compensation Act, Jones Act, and all other federal acts
Property and Casualty Adjuster - ANS This license allows a person to adjust or supervise
claims in all areas of property and casualty insurance except workers' compensation.
1 Copyright ©2025 BRAINBARTER ALL RIGHTS RESERVED
, All-Lines Adjuster - ANS This license allows a person to adjust or supervise claims in all lines
of insurance included in (1) and (2)
Domestic - ANS An insurer organized, admitted, and writing insurance in Texas
Foreing - ANS An insurer domiciled outside the state where it writes insurance
Alien - ANS An insurance company organized and domiciled outside the US
Texas Department of Insurance - ANS Who is Responsible for licensing property and casualty
adjusters
10 days - ANS How many days' advance notice is an adjuster entitled to receive in the event
of a hearing with the Texas Department of Insurance.
30 hours - ANS A licensed Property and casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ANS Which of the following designations exempts a person from taking the property
and casualty adjuster state exam
18 years old - ANS An individual must be what age to receive the property and casualty
adjuster license?
2 hours - ANS How many hours of ethics must a licensed adjuster complete every licensing
period (2 years)
Within 30 days of the change - ANS How soon must a licensed adjuster notify the Texas
Department of Insurance (TDI) of an address change?
2 Copyright ©2025 BRAINBARTER ALL RIGHTS RESERVED
