HUD Certification Exam Questions With
Correct Answers
Deed |Restrictions |- |CORRECT |ANSWER✔✔-Legally |enforceable |terms |that |govern |the |use |of |
real |estate
Redlining |- |CORRECT |ANSWER✔✔-The |practice |of |refusing |to |make |residential |loans |or |
imposing |more |onerous |terms |on |any |loans |made |because |of |the |predominant |race, |color, |
national |origin, |religion, |sex, |disability, |or |familial |status |of |the |area's |residents.
Civil |Rights |Act |of |1968 |- |CORRECT |ANSWER✔✔-Following |the |assassination |of |Dr. |Martin |
Luther |King |Jr., |Congress |passed |what |monumental |piece |of |legislation, |which |prohibits |
discrimination |in |housing |sales, |rentals, |and |financing |based |on |race, |color, |national |origin, |
religion, |sex, |disability |and |familial |status?
7 |- |CORRECT |ANSWER✔✔-The |Fair |Housing |Act, |as |amended, |protects |how |many |
characteristics?
Reasonable |Modification |- |CORRECT |ANSWER✔✔-A |property |manager |of |an |apartment |
complex |that |receives |federal |financial |assistance |installs |a |ramp |so |that |a |tenant |in |a |
wheelchair |can |easily |access |her |first-floor |apartment.
Reasonable |Accommodation |- |CORRECT |ANSWER✔✔-Housing |provider |has |a |policy |of |
requiring |tenants |to |come |to |the |rental |office |to |pay |their |rent. |A |tenant |with |a |mental |
disability, |who |is |afraid |to |leave |her |unit, |is |allowed |to |mail |her |rent |payment.
True |- |CORRECT |ANSWER✔✔-The |Fair |Housing |Act |does |not |prohibit |a |lender |from |showing |
potential |clients |information |about |different |loans.
, Fair |Housing |Assistance |Program |(FHAP) |- |CORRECT |ANSWER✔✔-Provides |annual |funding |to |
state |and |local |agencies |that |enforce |fair |housing |laws |that |are |substantially |equivalent |to |the |
Fair |Housing |Act. |These |funds |go |towards |an |agency's |capacity |building, |administrative |costs, |
investigative |and |enforcement |efforts, |training |and |other |projects |designed |to |support |
enforcement |of |fair |housing |law.
Fair |Housing |Initiatives |Program |(FHIP) |- |CORRECT |ANSWER✔✔-Provides |funding |to |fair |
housing |organizations |and |nonprofits |that |assist |people |who |may |have |been |victims |of |
housing |discrimination.
Marketing |Analysis |- |CORRECT |ANSWER✔✔-Aim |is |to |identify |groups |of |people |who |would |
benefit |most |if |targeted |by |the |campaign, |the |characteristics |of |these |people, |and |their |
expectations.
Networking |Event |- |CORRECT |ANSWER✔✔-The |opportunity |to |increase |awareness |of |the |
plans |and |actions |of |housing |industry |members, |private |organizations |and |foundations, |public |
housing |agencies, |neighborhood |groups, |regional |organizations, |and |others |to |further |fair |
housing |objectives.
Personal |Information |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |contains |
employer |details.
Account |Information |- |CORRECT |ANSWER✔✔-The |section |of |a |credit |report |that |contains |
information |about |a |student |loan.
Public |Records |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |contains |court |
information |such |as |a |bankruptcy.
Inquiries |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |will |show |recent |
attempts |to |open |a |credit |card.
Correct Answers
Deed |Restrictions |- |CORRECT |ANSWER✔✔-Legally |enforceable |terms |that |govern |the |use |of |
real |estate
Redlining |- |CORRECT |ANSWER✔✔-The |practice |of |refusing |to |make |residential |loans |or |
imposing |more |onerous |terms |on |any |loans |made |because |of |the |predominant |race, |color, |
national |origin, |religion, |sex, |disability, |or |familial |status |of |the |area's |residents.
Civil |Rights |Act |of |1968 |- |CORRECT |ANSWER✔✔-Following |the |assassination |of |Dr. |Martin |
Luther |King |Jr., |Congress |passed |what |monumental |piece |of |legislation, |which |prohibits |
discrimination |in |housing |sales, |rentals, |and |financing |based |on |race, |color, |national |origin, |
religion, |sex, |disability |and |familial |status?
7 |- |CORRECT |ANSWER✔✔-The |Fair |Housing |Act, |as |amended, |protects |how |many |
characteristics?
Reasonable |Modification |- |CORRECT |ANSWER✔✔-A |property |manager |of |an |apartment |
complex |that |receives |federal |financial |assistance |installs |a |ramp |so |that |a |tenant |in |a |
wheelchair |can |easily |access |her |first-floor |apartment.
Reasonable |Accommodation |- |CORRECT |ANSWER✔✔-Housing |provider |has |a |policy |of |
requiring |tenants |to |come |to |the |rental |office |to |pay |their |rent. |A |tenant |with |a |mental |
disability, |who |is |afraid |to |leave |her |unit, |is |allowed |to |mail |her |rent |payment.
True |- |CORRECT |ANSWER✔✔-The |Fair |Housing |Act |does |not |prohibit |a |lender |from |showing |
potential |clients |information |about |different |loans.
, Fair |Housing |Assistance |Program |(FHAP) |- |CORRECT |ANSWER✔✔-Provides |annual |funding |to |
state |and |local |agencies |that |enforce |fair |housing |laws |that |are |substantially |equivalent |to |the |
Fair |Housing |Act. |These |funds |go |towards |an |agency's |capacity |building, |administrative |costs, |
investigative |and |enforcement |efforts, |training |and |other |projects |designed |to |support |
enforcement |of |fair |housing |law.
Fair |Housing |Initiatives |Program |(FHIP) |- |CORRECT |ANSWER✔✔-Provides |funding |to |fair |
housing |organizations |and |nonprofits |that |assist |people |who |may |have |been |victims |of |
housing |discrimination.
Marketing |Analysis |- |CORRECT |ANSWER✔✔-Aim |is |to |identify |groups |of |people |who |would |
benefit |most |if |targeted |by |the |campaign, |the |characteristics |of |these |people, |and |their |
expectations.
Networking |Event |- |CORRECT |ANSWER✔✔-The |opportunity |to |increase |awareness |of |the |
plans |and |actions |of |housing |industry |members, |private |organizations |and |foundations, |public |
housing |agencies, |neighborhood |groups, |regional |organizations, |and |others |to |further |fair |
housing |objectives.
Personal |Information |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |contains |
employer |details.
Account |Information |- |CORRECT |ANSWER✔✔-The |section |of |a |credit |report |that |contains |
information |about |a |student |loan.
Public |Records |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |contains |court |
information |such |as |a |bankruptcy.
Inquiries |- |CORRECT |ANSWER✔✔-The |section |of |the |credit |report |that |will |show |recent |
attempts |to |open |a |credit |card.
