Primerica: Life insurance policies EXAM WITH 100% CORRECT ANSWERS 2025/ 2026

Primerica: Life insurance policies EXAM WITH 100% CORRECT ANSWERS 2025/ 2026 Accelerated Benefits -Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits -A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance -An insurance policy that provides payment if the insured's death is the result of an accident. Accumulation Period -The time before an annuitant's retirement during which the annuitant is making payments or investments in an annuity. Actual Cash Value (ACV) -The required amount to pay damages or for property loss. This amount is calculated based on the property's current replacement value minus depreciation. Adhesion -A contract offered on a "take-it-or leave-it" basis by an insurer, in which the insured's only option is to either acce