West Virginia Adjuster Laws & Regulations
Exam 2025 Questions and Answers
In case of suspected arson, an adjuster must:
A. Notify the insured.
B. Notify the insured and the insurer.
C. Make proper documentation in a written report.
D. Notify the Fire Marshall. - --Answer --D. Notify the Fire Marshall.
Farmer Brown returned from the fields to find his barn engulfed in flames. His
son described how a tornado had blown down one wall of the barn, overturning a
lamp. Debris was strewn over a widespread section of the farm. The proximate
cause of the total loss to the barn was:
A. the fire.
B. the tornado.
C. faulty wiring.
D. the lack of a fire hydrant on the farm. - --Answer --B. the tornado.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, The qualifications for licensing of adjusters in West Virginia include all of the
following, except:
A. The applicant must be at least 21 years of age.
B. The applicant is a resident of West Virginia.
C. The applicant must satisfy the Commissioner that he or she is trustworthy.
D. the applicant must satisfy the Commissioner that he or she is competent. - --
Answer --A. The applicant must be at least 21 years of age.
A binder may not cover a period in excess of:
A. 90 days.
B. 60 days.
C. 30 days.
D. 15 days. - --Answer --A. 90 days.
The West Virginia Property and Casualty Insurance Guaranty Association will not
pay a covered claim in excess of:
A. $500,000.
B. $200,000.
C. $100,000.
D. $300,000. - --Answer --D. $300,000.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
Exam 2025 Questions and Answers
In case of suspected arson, an adjuster must:
A. Notify the insured.
B. Notify the insured and the insurer.
C. Make proper documentation in a written report.
D. Notify the Fire Marshall. - --Answer --D. Notify the Fire Marshall.
Farmer Brown returned from the fields to find his barn engulfed in flames. His
son described how a tornado had blown down one wall of the barn, overturning a
lamp. Debris was strewn over a widespread section of the farm. The proximate
cause of the total loss to the barn was:
A. the fire.
B. the tornado.
C. faulty wiring.
D. the lack of a fire hydrant on the farm. - --Answer --B. the tornado.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, The qualifications for licensing of adjusters in West Virginia include all of the
following, except:
A. The applicant must be at least 21 years of age.
B. The applicant is a resident of West Virginia.
C. The applicant must satisfy the Commissioner that he or she is trustworthy.
D. the applicant must satisfy the Commissioner that he or she is competent. - --
Answer --A. The applicant must be at least 21 years of age.
A binder may not cover a period in excess of:
A. 90 days.
B. 60 days.
C. 30 days.
D. 15 days. - --Answer --A. 90 days.
The West Virginia Property and Casualty Insurance Guaranty Association will not
pay a covered claim in excess of:
A. $500,000.
B. $200,000.
C. $100,000.
D. $300,000. - --Answer --D. $300,000.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
