NY General Adjuster test 2025 Questions
and Answers
All of the following are eligible for group long term care insurance, EXCEPT:
Answer Choices: Select the Correct Answer
A group formed as a cooperative to buy insurance at a discount.
One or more employer or labor organizations for the benefit of the employees.
Any professional, trade or occupational association for the benefit of their bona
fide members or retirees.
A trust established or maintained for the benefit of members of a qualifying
association. - --Answer --A group formed as a cooperative to buy insurance
at a discount is correct.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,In case of a loss, how many days notice does the insured have after notification of
a claim to submit the claim to the underwriters of the ocean marine coverage?
60 Days
90 Days
120 Days
180 Days - --Answer --180 days is correct.
What are the unique features of the Businessowners policy form?
Answer Choices:
It provides owned auto and ocean marine coverage
The premium is adjustable and is based on number of employees
The property coverage is open peril with no coinsurance
requirement
It has fewer exclusions - --Answer --The property coverage is open peril
with no coinsurance requirement is correct.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
,A named peril aviation policy would cover all of the following, EXCEPT:
Answer Choices:
Flood
Theft
Stationary land damage
Windstorm - --Answer --Flood is correct.
After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs
to be repaired and the suppression systems have not been cleaned and inspected in
the time frame required by the policy. The insurer will:
Answer Choices: Select the Correct Answer
Give notice to the insured to make the repairs within 24 hours
Require the insured to send copies of the cleaning and repairs to the underwriter
Suspend coverage immediately by red tagging the items until they are repaired,
cleaned and pass reinspection
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
, Reduce coverage in case of loss by 25% - --Answer --Suspend coverage
immediately by red tagging the items until they are repaired, cleaned and pass
reinspection is correct.
What is the maximum period of time that coverage applies under civil authority
business income coverage under the BOP? - --Answer --4 weeks is correct.
Which of the following statements is true with respect to symbol 1 used in the
BAP declarations?
Answer Choices: Select the Correct Answer
It is used only for liability coverage.
It identifies owned and hired autos only.
When it is used to identify covered auto, 30 days' notice to the insurer is required
to arrange coverage on newly acquired autos.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 4
and Answers
All of the following are eligible for group long term care insurance, EXCEPT:
Answer Choices: Select the Correct Answer
A group formed as a cooperative to buy insurance at a discount.
One or more employer or labor organizations for the benefit of the employees.
Any professional, trade or occupational association for the benefit of their bona
fide members or retirees.
A trust established or maintained for the benefit of members of a qualifying
association. - --Answer --A group formed as a cooperative to buy insurance
at a discount is correct.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,In case of a loss, how many days notice does the insured have after notification of
a claim to submit the claim to the underwriters of the ocean marine coverage?
60 Days
90 Days
120 Days
180 Days - --Answer --180 days is correct.
What are the unique features of the Businessowners policy form?
Answer Choices:
It provides owned auto and ocean marine coverage
The premium is adjustable and is based on number of employees
The property coverage is open peril with no coinsurance
requirement
It has fewer exclusions - --Answer --The property coverage is open peril
with no coinsurance requirement is correct.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
,A named peril aviation policy would cover all of the following, EXCEPT:
Answer Choices:
Flood
Theft
Stationary land damage
Windstorm - --Answer --Flood is correct.
After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs
to be repaired and the suppression systems have not been cleaned and inspected in
the time frame required by the policy. The insurer will:
Answer Choices: Select the Correct Answer
Give notice to the insured to make the repairs within 24 hours
Require the insured to send copies of the cleaning and repairs to the underwriter
Suspend coverage immediately by red tagging the items until they are repaired,
cleaned and pass reinspection
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
, Reduce coverage in case of loss by 25% - --Answer --Suspend coverage
immediately by red tagging the items until they are repaired, cleaned and pass
reinspection is correct.
What is the maximum period of time that coverage applies under civil authority
business income coverage under the BOP? - --Answer --4 weeks is correct.
Which of the following statements is true with respect to symbol 1 used in the
BAP declarations?
Answer Choices: Select the Correct Answer
It is used only for liability coverage.
It identifies owned and hired autos only.
When it is used to identify covered auto, 30 days' notice to the insurer is required
to arrange coverage on newly acquired autos.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 4
