New York Auto Adjuster prep questions
2025 with Correct Answers
Medical coverage under a personal auto policy will cover the insured if he/she is
injured while: - --Answer --Passenger on a bus.
EXPLANATION:
Personal auto medical coverage is available to the policyholder or a family member
(resident relative) injured while occupying, or as a pedestrian, struck by a motor
vehicle or trailer designed for use on public roads. It also covers any other persons
while they are occupying your motor vehicle. It does not cover injuries sustained
while riding in vehicles not intended for use on public roads such as trains,
subways and airplanes.
Which of the following best describes "no release or walk-away" release? - --
Answer --The bills are paid and no attempt to obtain a separate release is
made. .
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, EXPLANATION:
The bills presented are paid with no attempt to obtain a separate release, although
the wording on the draft or check may also serve as a form of release. After a
certain amount of time has passed with no further contact with the claimant, the
file is considered closed.
The minimum coverage required in New York for uninsured motorists bodily
injury is: - --Answer --$25,000 per person, $50,000 per accident. is correct.
EXPLANATION:
New York state law established the minimum coverage limits of $25,000 per
person, $50,000 per accident and up to $50,000 per person, and $100,000 per
accident for death.
Richard has been advised by the New York Superintendent of Insurance to cease
and desist in the performance of certain infractions of the Insurance Code. He has
had a hearing and been issued a cease and desist order. He continues to violate the
cease and desist order. He can be fined a penalty of up to: - --Answer --
5,000 per violation.
EXPLANATION:
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
2025 with Correct Answers
Medical coverage under a personal auto policy will cover the insured if he/she is
injured while: - --Answer --Passenger on a bus.
EXPLANATION:
Personal auto medical coverage is available to the policyholder or a family member
(resident relative) injured while occupying, or as a pedestrian, struck by a motor
vehicle or trailer designed for use on public roads. It also covers any other persons
while they are occupying your motor vehicle. It does not cover injuries sustained
while riding in vehicles not intended for use on public roads such as trains,
subways and airplanes.
Which of the following best describes "no release or walk-away" release? - --
Answer --The bills are paid and no attempt to obtain a separate release is
made. .
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, EXPLANATION:
The bills presented are paid with no attempt to obtain a separate release, although
the wording on the draft or check may also serve as a form of release. After a
certain amount of time has passed with no further contact with the claimant, the
file is considered closed.
The minimum coverage required in New York for uninsured motorists bodily
injury is: - --Answer --$25,000 per person, $50,000 per accident. is correct.
EXPLANATION:
New York state law established the minimum coverage limits of $25,000 per
person, $50,000 per accident and up to $50,000 per person, and $100,000 per
accident for death.
Richard has been advised by the New York Superintendent of Insurance to cease
and desist in the performance of certain infractions of the Insurance Code. He has
had a hearing and been issued a cease and desist order. He continues to violate the
cease and desist order. He can be fined a penalty of up to: - --Answer --
5,000 per violation.
EXPLANATION:
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
