FLORIDA ADJUSTER LICENSING
PRACTICE EXAM 2025 QUESTIONS AND
ANSWERS
A claim in the property/casualty industry Is defined as: - ANS an assertion of an alleged legal
right against a person, entity, company or insurer that carries with it a demand for money as
compensation for injuries or damages
when you purchase insurance, you are buying: - ANS peace of mind that if an insured event
does occur, that the insurance company will keep its promise and provide the financial
protection that you purchased
in today's society, the most important factor in the purchase of insurance is: - ANS trust
One of the most important claim handling goals of an insurance company is: - ANS to help
those who have been injured or who have suffered loss for which the insured is responsible,
while at the same time minimizing loss for the insured party and carrier
what is the primary difference between a company employee adjuster and an independent
adjuster - ANS a company employee adjuster works for an insurance company and an
independent adjuster works independently for themselves or for adjusting firms who represent
many clients
an adjuster's responsibility as a fiduciary means: - ANS the adjuster represents, and controls,
the property and financial interests of the client to whom he/she owes a high degree of loyalty
and good faith
1 Copyright ©2025 FYNDLAY ALL RIGHTS RESERVED.
PRACTICE EXAM 2025 QUESTIONS AND
ANSWERS
A claim in the property/casualty industry Is defined as: - ANS an assertion of an alleged legal
right against a person, entity, company or insurer that carries with it a demand for money as
compensation for injuries or damages
when you purchase insurance, you are buying: - ANS peace of mind that if an insured event
does occur, that the insurance company will keep its promise and provide the financial
protection that you purchased
in today's society, the most important factor in the purchase of insurance is: - ANS trust
One of the most important claim handling goals of an insurance company is: - ANS to help
those who have been injured or who have suffered loss for which the insured is responsible,
while at the same time minimizing loss for the insured party and carrier
what is the primary difference between a company employee adjuster and an independent
adjuster - ANS a company employee adjuster works for an insurance company and an
independent adjuster works independently for themselves or for adjusting firms who represent
many clients
an adjuster's responsibility as a fiduciary means: - ANS the adjuster represents, and controls,
the property and financial interests of the client to whom he/she owes a high degree of loyalty
and good faith
1 Copyright ©2025 FYNDLAY ALL RIGHTS RESERVED.
