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Exam (elaborations)

Idaho Insurance Exam Questions With 100% Correct And Verified Answers 2025

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Idaho Insurance Exam Questions With 100% Correct And Verified Answers 2025

Institution
Idaho
Course
Idaho









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Institution
Idaho
Course
Idaho

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Uploaded on
July 11, 2025
Number of pages
11
Written in
2024/2025
Type
Exam (elaborations)
Contains
Questions & answers

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  • idaho insurance exam questions with 100 correct a

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Idaho Insurance Exam
Questions With 100% Correct
And Verified Answers 2025
EachiofitheifollowingiisilistediunderitheiIdahoistatuteidefinin
gi"transactingiinsurance"iEXCEPT:i-iCORRECTiANSWERS-
premiumitrustiaccounting.

TheiDirectoriofiInsuranceihasitheipoweritoiregulateiInsuran
ceitransactionsiunder:i-iCORRECTiANSWERS-
Titlei41iofiIdahoistatutes.

Itiisiillegaliforianiinsuranceicompanyitoiadvertise:i-
iCORRECTiANSWERS-

thatiitiisiaimemberiofitheiGuarantyiFund.

ClientifundsireceivedibyitheiProducerimayibeikeptiinitheifoll
owingiaccountsiEXCEPT:i-iCORRECTiANSWERS-
Officeicheckingiaccount.

Whichiofitheifollowingimustihaveianiappointment?i-
iCORRECTiANSWERS-

AiProduceriwhoirepresentsianiinsuranceicompanyiasianiagen
t.

FundsiinitheiaccountipayableitoitheiInsurerimustibeidisburse
diwithin:i-iCORRECTiANSWERS-21idays

Aitemporaryiproducerilicenseiisieffectiveifor:i-
iCORRECTiANSWERS-180idays.



AniIdahoiproduceriwantsitoiborrowimoneyifromiaiclient.iThis
iisilawful:i-iCORRECTiANSWERS-

IfitheiProducerihasiaiwritteniloaniagreementisignedibyibothi
parties.



vendarsol

, Exaggeratingipolicyitermsiis:i-iCORRECTiANSWERS-
Misrepresentation

TheiSettlementiProviderimustipayisettlementiproceedsitoiani
escrowiaccountiwithini_____idaysiofireceivingitheiexecutedich
angeiofiownershipidocuments.i-iCORRECTiANSWERS-3

Timihasiusedihisicashiassetsitoipurchaseianiannuity.iHisicred
itorsiwantitoiseizeitheiannuityipayments.iHisicreditorsiwill:i-
iCORRECTiANSWERS-

Beiableitoiseizeiannuityipaymentsiiniexcessiofi$1,250iperimo
nth.

Aicreditilifeiinsurerimayibeiconsidereditoihaveiexcessiveipre
miumsiunlessitheilossiratioiisiatileast:i-
iCORRECTiANSWERS-50%iofitheipremiumsicollected.



WhichiofitheifollowingiisiFALSEiregardingiadvertisementsifo
rilifeisettlements?i-iCORRECTiANSWERS-
Theyicannotiuseipaiditestimonials.

AipersoniwithibothilicensesiiniLife,iHealth,iProperty,iandiCas
ualtyimusticompleteihowimanyihoursiofiContinuingiEducatio
niiniaibienniali2iyeariperiod?i-iCORRECTiANSWERS-
24ihours

TheiDirectorimayifineianyoneitransactingiinsuranceiwithouti
ailicenseiupito:i-iCORRECTiANSWERS-15,000

AiproducerimustinotifyitheiDirectoriofianyichangeiofiaddressi
within:i-iCORRECTiANSWERS-30idays.

Makingifalseioriincompleteipolicyicomparisonsitoiinduceipol
icyireplacementiis:i-iCORRECTiANSWERS-Twisting

TheiLifeiSettlementiProviderihasi_____idaysitoigiveiwrittenino
ticeitoitheiInsurerithatitheipolicyiisigoingitoibeisoldithroughi
aisettlementicontract.i-iCORRECTiANSWERS-20



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