TWIA FIELD ADJUSTER CERT | 2025 LATEST UPDATED|
COMPLETE QUESTIONS AND ANSWERS | 100% RATED
CORRECT | 100% VERFIED | ALREADY GRADED A+|GET A+
TWIA - (answer)Texas Windstorm Insurance Association
TWIA Counties - (answer)Cameron, Willacy, Kenedy, Kleburg, Nueces, San
Patricio, Aransas, Refugio, Calhoun, Matagorda, Brazoria, Galveston, Chambers,
Jefferson, and Harris*
2 Policy coverages - (answer)A- Dwelling and Other Structures and B- Personal
Property. Other structures is part of Coverage A but has it's own separate estimate
section.
2 Deductibles - (answer)TWIA Dwelling policies have a deductible for both
Coverage A and Coverage B. No hurricane deductible
,4 Extensions of Coverage - (answer)1. Debris Removal
2. Reasonable Repairs
3. Improvements, Alterations. and Additions
4. Property Removal
Exclusions - (answer)1. Flood
2. Rain - Storm Created Opening
3. Mold, fungi, or other microorganisms
4. Asbestos
802 - (answer)Replacement Cost Coverage(Dwelling). As of 2019, TWIA policies
are ACV. Insured value of 80%+ provides automatic 802 coverage.
310, 320, 330 - (answer)Extensions of Coverage falling under Consequential Loss.
365 - (answer)Replacement Cost Endorsement(Personal Property)
, 804 - (answer)Actual Cash Value Roofs
411 - (answer)Conversion to TWIA Manufactured Home Policy
800 - (answer)Amendatory Endorsement Residential(Storm Doors)
330 - (answer)Provides least amount of coverage only applying to On-Premises
Losses. with a deductible for Coverage B.
310 - (answer)Covers On-Premises losses with no deductible but Off-Premise
under Coverage B have a deductible. ALE is also covered.
320 - (answer)One of most common policies also providing the most coverage.
Provides the coverage of a 310 with added Wind Driven Rain coverage.
COMPLETE QUESTIONS AND ANSWERS | 100% RATED
CORRECT | 100% VERFIED | ALREADY GRADED A+|GET A+
TWIA - (answer)Texas Windstorm Insurance Association
TWIA Counties - (answer)Cameron, Willacy, Kenedy, Kleburg, Nueces, San
Patricio, Aransas, Refugio, Calhoun, Matagorda, Brazoria, Galveston, Chambers,
Jefferson, and Harris*
2 Policy coverages - (answer)A- Dwelling and Other Structures and B- Personal
Property. Other structures is part of Coverage A but has it's own separate estimate
section.
2 Deductibles - (answer)TWIA Dwelling policies have a deductible for both
Coverage A and Coverage B. No hurricane deductible
,4 Extensions of Coverage - (answer)1. Debris Removal
2. Reasonable Repairs
3. Improvements, Alterations. and Additions
4. Property Removal
Exclusions - (answer)1. Flood
2. Rain - Storm Created Opening
3. Mold, fungi, or other microorganisms
4. Asbestos
802 - (answer)Replacement Cost Coverage(Dwelling). As of 2019, TWIA policies
are ACV. Insured value of 80%+ provides automatic 802 coverage.
310, 320, 330 - (answer)Extensions of Coverage falling under Consequential Loss.
365 - (answer)Replacement Cost Endorsement(Personal Property)
, 804 - (answer)Actual Cash Value Roofs
411 - (answer)Conversion to TWIA Manufactured Home Policy
800 - (answer)Amendatory Endorsement Residential(Storm Doors)
330 - (answer)Provides least amount of coverage only applying to On-Premises
Losses. with a deductible for Coverage B.
310 - (answer)Covers On-Premises losses with no deductible but Off-Premise
under Coverage B have a deductible. ALE is also covered.
320 - (answer)One of most common policies also providing the most coverage.
Provides the coverage of a 310 with added Wind Driven Rain coverage.
